Additional Services

Surcharge &
Cash Discount Programs

Most consumers today prefer to pay by credit or debit card. After all, fumbling around with cash and change can be cumbersome. We’ve all experienced that juggling act at the counter, right? Cards are simply more convenient. But you know that processing credit cards isn’t free. In fact, it can be downright costly, depending on who you’re processing with and how much you’re processing each day. Our Surcharge and Cash Discount Programs can help you keep more of your hard-earned dollars in your pocket.

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Your Passion, Our Mission

Empowering Businesses Like Yours Since 1988


See significant savings with a rate review


U.S. cities have an EMS presence


Years operating as a leading payments provider


Regional sales offices across the country

Surcharge Program

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Do you need a solution to help you cover the cost of accepting credit card payments?

With EMS’ Surcharge Program, you can require customers who choose to pay by credit card to cover the fees that would otherwise be your responsibility. This allows them to still enjoy the convenience of paying with a credit card, at little or no cost to you.

Simple Setup, Strong Solution

Setting up your new Surcharge Program is a breeze. We’ll program a terminal to automatically apply a surcharge to all purchases made with a credit card. Then, simply post signage notifying your customers of the charge, and you’re ready to roll! Our Surcharge Program includes:

  • Visa, Mastercard, Discover and American Express surcharge registration, on your behalf
  • Signage giving customers the required surcharge notice
  • A point of sale terminal or system with surcharge programming
  • 24/7/365 live customer support

Cash Discount Program

Sell $100 in products or services and receive $100, regardless of the customer’s payment method.

Our Cash Discount Program encourages your customers to pay with cash by adding a small service charge to all store sales that will be removed if the customer pays with cash. This can help you save hundreds of dollars every month and improve your bottom line.

Fast & Easy Set Up

The Cash Discount technology is built into a terminal, so you and your employees can implement the program quickly – no additional work required. Our program includes:

  • Signage providing customers with proper notice
  • 24/7/365 live, expert customer service
  • Increased profit potential

Learn More About Saving with a Surcharge
or Cash Discount Program

Request a Consultation


Get the Support You Need When You Need It

At Electronic Merchant Systems, we want you to know that you’re never alone. That’s why our Customer Support Team is here to help, 24/7/365. Yes, you read that right. Every hour of every day, our dedicated, professional staff is standing by to handle your questions, help you overcome challenges, and educate you on the products and solutions that we offer. Call, email, live chat – whatever method is best for you. Our talented staff is behind it all.

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Integrations Developed with You in Mind

We partner with reputable companies to bring you the best solution possible. Whether you need a website, online shopping cart, payment gateway, or other custom application, you can trust that EMS has the resources to build a tailored solution that lasts.

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975+ Google Reviews | 4.7-Star Rating

Here’s What Our Customers Say:


“My occasional needs to contact EMS are always met with professionalism and no wait times. I don't hesitate to recommend EMS to other businesses looking for a competent and competitively-priced processor.”

Richard F.


“I've been using merchant processing companies for decades, and EMS is by far the best. Great rates and fabulous customer service.”

Inception Hypnotherapy


“First experience was very good. Needed a little help, and they resolved my issue right away. I'm glad I signed up with them.”

Chuck S.

Three Steps to Financial Success

  • step-one-light-blue
    Build Your Plan

    We’ll work closely with you to gain a true understanding of your business and tailor a payment solution to fit your unique needs.

  • step-two-light-blue
    Implement & Save

    Once we’ve built your solution, we’ll continue to work alongside you to get everything up and running. Then, it’s time to watch your savings grow!

  • step-three-light-blue
    Receive Ongoing Support

    If you ever need us, all you need to do is call or email. Our live, Ohio-based Customer Support Team is standing by 24/7/365 to assist you.