Electronic Merchant Systems - Since 1988

Established in 1988, Electronic Merchant Systems has grown to become a leading provider of payment processing & merchant services. We process and safeguard many types of electronic payment transactions including all major credit cards, debit cards, EBT, stored-value, and electronic check services.


Electronic Merchant Systems’ mission is to be the industry leader in merchant services by providing an innovative suite of business solutions, a high level of quality service, and having professional, dedicated employees that increase the financial well-being of our clients. 


The History of Electronic Merchant Systems

We’ve been in business for over 30 years processing and protecting sensitive personal and cardholder data.  The company was founded by providing high quality payment processing services and support to traditional retail merchants. EMS has expanded its focus to offer a variety of eCommerce and mobile payment solutions so that merchants can benefit from the continually evolving customer landscape.

Mar. 29th 1988

First Terminal-based Merchant Boarded (Chinese Restaurant)

Jun. 15th 1993

Installed first PC Software-based POS merchant

Sep. 7th 1994

Installed first Mac software-based POS merchant

Mar. 22nd 1998

Installed first web-based virtual terminal merchant

Feb. 1st 2001

Gift & Loyalty Program Roll-out

Sep. 15th 2005

Web Design & eCommerce Store Program Rollout

Mar. 20th 2007

BizFunds Merchant Cash Advance

Oct. 11th 2010

ConvenuPay Government Surcharge Program Roll-Out

Nov. 1st 2011

Restaurant Online Ordering Platform Released

Jul. 22nd 2013

EMS+ Mobile Payment Product Launched

Feb. 1st 2015

Started deploying solutions ready for EMV, Apple Pay, and Samsung Pay

Nov. 22nd 2017

EMS Receives 500th Google Review




Office Locations


© 2019 Electronic Merchant Systems — All Rights Reserved

Electronic Merchant Systems is a registered ISO/MSP for BMO Harris Bank, NA, Schaumburg, Illinois, Esquire Bank, Jericho, NY, Merrick Bank, South Jordan, UT, and Chesapeake Bank, Kilmarnock, VA.