Your Business May be Entitled to Compensation 

Visa and MasterCard have reached a $5.54 billion settlement on interchange fees, and merchants who have been processing credit card payments may be entitled to significant compensation.

To help you obtain any recoveries that you may be eligible for, EMS has partnered with MCAG, a class action settlement expert. Keep reading and find out how to activate a service now to ensure that you claim your deserved share of the Visa and MasterCard settlement funds.

About the Settlement

The "Visa/MasterCard Interchange Fee Class Action Settlement" claims that merchants paid excessive interchange fees for accepting Visa and MasterCard due to an alleged conspiracy among the Defendants. The Court granted final approval of this Settlement on December 13, 2019 and will establish a claims process whereby eligible merchants can claim their share of the billions in settlement funds.

If your business accepted Visa or MasterCard payments any time from January 1, 2004 to January 25, 2019, you may be eligible to recover significant funds from this Settlement. The claim forms are not yet available, and a filing deadline has not been announced, but MCAG will prepare your information in advance and submit a proper and timely claim on your behalf as soon as the claim process opens.


Before You Begin

Please note that once you begin the enrollment process, you will NOT be able to save the form and return to it later. If you have multiple locations and merchant IDs (MIDs), we suggest that you compile all necessary documentation before beginning the enrollment process. For each MID, you will need:

  • The business name
  • Address
  • Tax ID
  • Payment processor(s) name
  • Approximate dates with the processor(s)

If you do not have time to enter this information now, you can simply enroll your primary location and download a template for your additional information to be uploaded later. Click here to be redirected to the downloadable template.


Enroll Now



Payment Card Settlement Disclaimer: On December 13, 2019 the Court granted final approval of the settlement filed on September 18, 2018 for the Rule 23(b)(3) Class Plaintiffs in this action. No claim forms are available at this time, and no claim-filing deadline exists. No-cost assistance will be available from the Class Administrator and Class Counsel during any claims-filing period. No one is required to sign up with any third-party service in order to participate in any settlement. For additional information regarding the status of the litigation, interested persons may visit, the Court-approved website for this case.