New York Merchant Services & Payment Processing

If you own a business in New York, it is vital to find a merchant services provider who offers convenient and affordable payment processing systems and other innovative business management solutions.

Electronic Merchant Systems is a financial institution that offers New York business owners a range of merchant services and payment processing options, including integrated POS solutions and credit card machines to the greater New York City area, and our service-focused team is ready to help your NY business thrive.

EMS is the largest privately owned and operated payment processing company in North America, with a powerful local presence across the United States. We take immense pride in having many local offices, including our office in New York. This gives us the opportunity to connect with our New York clients on a personal level, as we understand the community-specific struggles and thrills merchants face every single day.

Since EMS started in 1988, we have kept the same goal: to become the #1 merchant services industry leader. For the past 30 years, we have inched closer and closer to accomplishing that goal because of our payment processing solutions, consistently updated technology, and our unparalleled customer service in addition to the range of other services we offer, including online payment gateway integration, POS systems, web design and development, funding for your business, mobile pay, and credit card machines.

At EMS, we pride ourselves on providing our New York clients with top-of-the-line merchant services and payment processing solutions, but even more so, on ensuring they are connected to expert customer support representatives.

For every New York City merchant, we guarantee safeguarded transactions. Every swipe, dip, and NFC you receive in your business is protected, as all our products have been certified as secure by the PCI DSS to accomplish this safety measure. We have been certified as a Level 1 PCI Service Provider for the last ten years and are committed to keeping this elite standard of premier data security by continuing to produce safe and secure products and software so that our merchants can achieve the peace of mind that they deserve.

Partner With EMS Today!

When you are ready to make the switch to a reliable payment processing system (and company) that you can trust, contact EMS. We provide your New York business with extensive merchant services, including secure credit card processing terminals, web services, customer loyalty programs, and more.

Give EMS a call or visit our local office near New York City today.

Get Started Now

About EMS

New York-area business owners can finally receive simple-to-use merchant services like online payment processing, mobile pay, and credit card systems, courtesy of Electronic Merchant Systems.

For over 30 years, EMS has been expanding past traditional services to allow merchants to choose from a wide variety of exclusive, innovative electronic payment solutions. Our talented design team can even set up your online payment gateway integration for a streamlined payment checkout experience on your site.

If you need help to grow and retain your New York customer base, we can further discuss our customer gift and loyalty program solutions that will keep your customers − both old and new − coming back.

Ready to outfit your New York business with the best credit card processing products and services?

Start by opening a New York merchant services account today with EMS so that you can grow your business hand-in-hand with the largest privately-held credit card processing company in the nation.

What We Offer NY Merchants

Payment Processing

  • All Major Credit and Debit Cards are Accepted
  • Improved, Expedited Cash Flow
  • MaxxPay® Mini, MaxxPay® Pro, & MaxxPay® Premier

EMS Mobile Payments

  • Turns a Smart Device into a Credit Card POS
  • Android and iOS Supported Apps

Gift & Loyalty Cards

  • Customized Card Production
  • Generate New Customers
  • Retain Existing Customers


  • Merchant funding from $5,000 to $250,000 (courtesy of Working Capital Advances)
  • A small, fixed percentage of daily credit and debit card sales go to EMS

Retail Sales

  • EMV Chip Card Certified
  • Accepts Credit & Debit Cards
  • Android Pay & Apple Pay Compatible
  • Accepts Gift & Loyalty Cards

Web Design Services

  • In-House Creative Team
  • Responsive and mobile-friendly website design
  • E-Commerce Services
  • Responsible and reliable hosting 

Let Us Help You!

We understand that sometimes when you are working with new technology or new-to-you payment systems, you may run into a few questions or challenges. Our well-trained customer service team is standing by to help you whenever you need assistance.

For over 30 years, we have offered 24/7 customer service support, and we plan on keeping that same principle for client support for years to come.

24 hours a day • 7 days a week • 365 days a year

Whether you need help at 2 PM or 2 AM, a dedicated customer service representative from EMS is there to answer your email or phone call.

Experience unparalleled customer support at Electronic Merchant Systems from day one when you open a merchant account with us!


Call us anytime! Give us a call: (800) 615-1330


Email us anytime! Don't feel like chatting over the phone? Shoot us an email!

Join EMS, a Leader in New York Merchant Services

Since our inception in 1988, we have been working to become the #1 leader in the merchant services industry.

In order for us to achieve this goal, we need a diligently hardworking and dedicated team of the best and the brightest.

We are always searching for qualified individuals to join our talented team near New York City.

Are you interested in joining EMS?

Find out how you can start a highly-rewarding career in merchant services by clicking the link below to check out our open positions. 

EMS Career Opportunities

Call or Visit EMS Today!


Our New York Location

900 E Main St, Rochester, NY 14605

Phone: (866) 367-1818

Hours: Monday – Friday, 8AM−5PM


New York

Request A Quote From EMS!

If you are searching for a credit card processing company to service your New York, New York business, contact EMS today! Our dedicated merchant services team is ready to help your business streamline payment transactions and grow the customer base.

Get a personalized, integrated payment processing quote from one of our Account Executives today! Give us a call at (610) 934-7700 or fill out the form below − an EMS employee will be in contact with you within 24 hours.