TopMark Federal Credit Union is committed to our community and providing local banking for small businesses in Lima, Ohio. The success of these businesses is important to us, which is why we partner with Electronic Merchant Systems, an Ohio-based leading provider of payment processing and merchant services.
For more than 30 years, EMS has provided customizable, high-quality payment applications to help business owners increase profitability. Through our partnership, TopMark has the ability to offer the lowest possible credit card payment processing rates in the country.
That means you can focus more of your valuable time and hard-earned money on what you want, rather than sorting out fees and rates. From credit card payment processing to mobile and online payment solutions, EMS and TopMark Federal Credit Union are equipped with the merchant services products and services you need to succeed.
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Headquartered in Cleveland, Ohio, EMS currently operates in over 100 U.S. cities providing trouble-free deployment of custom solutions that will increase your profitability. Our solutions are tailored to businesses in all stages of growth, giving you an important advantage in a rapidly changing marketplace.
To ensure maximum return on your investment, EMS will educate you on the best techniques and methods to accept non-cash forms of payment. To protect your bottom line, we also provide suspicious transaction assistance and charge-back assistance at no cost.