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Merchant Services & Payment Processing Philadelphia

Electronic Merchant Systems is a financial institution that offers trouble-free integrated payment processing solutions, such as credit card machines, to the greater Philadelphia area. Our service-focused team is ready to help you thrive in the continually evolving payment processing landscape with innovative merchant services solutions and local Philadelphia customer support.

EMS is the largest privately owned and operated payment processing company in North America, but we take pride in having local offices that allow us to connect with our clients more easily. Since we operate in the same communities and cities as our Philadelphia clients, we get to experience the same ups and downs that merchants face every day, helping us truly understand the Philadelphia landscape and allowing us to assist more businesses as they develop and grow with safe payment processing systems.

Choose local and choose EMS. You won't regret it.

Since our start in 1988, we have had the goal of becoming the #1 merchant services industry leader. For the past 30 years, we have inched closer and closer to accomplishing that goal because of our customized merchant services, expansive payment processing solutions, innovative technology, and unparalleled customer service.

Our Philadelphia merchant services are extensive – we offer payment processing, online payment gateway integration, web design and development, mobile pay, POS systems, funding for your business, and credit card machines.Merchant Services & Payment Processing Philadelphia

At EMS, we pride ourselves on providing clients with the highest quality of products, top-of-the-line services, and expert customer support representatives.

For every merchant, we guarantee safeguarded transactions. Every swipe, dip, contactless connection you receive in your business is protected. We take securing electronic payments, transactions, and sensitive information seriously, with all our products having been certified as secure by the PCI DSS. In addition, EMS as a whole has been certified as a Level 1 PCI Service Provider for the last ten years. We are committed to keeping this elite standard of premier data security by continuing to produce secure products and software so that our merchants can rest easy.

EMS is dedicated to appeasing your Philadelphia merchant services and business payment processing needs however we can. When you give us the chance, we can grow your business with our secure electronic payment systems and web development services.

Partner With EMS Today!

When you are ready to make the switch to unparalleled merchant services and the most up to date payment processing systems that you can rely on and trust, contact EMS. We are here to provide your Philadelphia business with secure credit card processing terminals, web services, customer loyalty programs, and more.

Give EMS a call or visit our local Philadelphia office location today. 

Get Started Now

About EMS

Philadelphia-area business owners can get easy-to-use merchant services like online payment and credit card processing systems, courtesy of Electronic Merchant Systems. EMS has been giving clients reliable, safe, technology-advanced payment systems that are safeguarded for over 30 years. And to continue serving our clients, we have been expanding past traditional services to allow merchants to choose from a wide variety of exclusive, innovative electronic payment solutions.

Do you want to set up an online payment system for your website? Ask our talented team about online payment gateway integration and discover how EMS can help create a streamlined payment checkout experience on your site.

If you need help to grow and retain your customer base, we can further discuss our customer loyalty program solutions that will keep your customers − both old and new − coming back.

Ready to outfit your Philadelphia business with convenient, affordable merchant services and the best payment processing products and services?

Start by opening a Philadelphia merchant account today with EMS so that you can grow your business hand-in-hand with the largest privately-held credit card processing company in the nation.

What We Offer Merchants


EMS Mobile Payments

  • Turns a Smart Device into a Credit Card POS
  • Android and iOS Supported Apps

Payment Processing

  • All Major Credit and Debit Cards are Accepted
  • Improved, Expedited Cash Flow
  • MaxxPay® Mini, MaxxPay® Pro, & MaxxPay® Premier


  • Merchant funding from $5,000 to $250,000 (courtesy of Working Capital Advances)
  • A small, fixed percentage of daily credit and debit card sales go to EMS

Gift & Loyalty Cards

  • Customized Card Production
  • Generate New Customers
  • Retain Existing Customers

Retail Sales

  • EMV Chip Card Certified
  • Accepts Credit & Debit Cards
  • Android Pay & Apple Pay Compatible
  • Accepts Gift & Loyalty Cards

Web Design Services

  • In-House Creative Team
  • Responsive and mobile-friendly website design
  • E-Commerce Services
  • Responsible and reliable hosting 

Let Us Help You!

At EMS, our well-trained customer service team is standing by to help you whenever you need assistance, offering 24/7 customer service support, 7 days a week for 365 days a year.

Experience unparalleled customer support at Electronic Merchant Systems from day one when you open a merchant account with us!


Call us anytime! Give us a call: (800) 615-1330


Email us anytime! Don't feel like chatting over the phone? Shoot us an email!

Join EMS, a Leader in Philadelphia Merchant Services

Since our inception in 1988, we have been working to become the #1 leader in the merchant services industry.

In order for us to achieve this goal, we need a hardworking, eager team of the best and the brightest.

We are always on the lookout for qualified individuals to join our talented Philadelphia team.

Are you interested in joining EMS?

Find out how you can start a highly-rewarding career in merchant services by clicking the link below to check out our open positions. 

EMS Career Opportunities

Call or Visit EMS Today!


Our Philadelphia Location

1 Belmont Ave STE 410
Bala Cynwyd, PA 19004

Phone: (610) 947-5451 

Hours: Monday – Friday, 8AM−5PM



start accepting credit cards today

Request A Quote From EMS!

If you are searching for a credit card processing company to service your Philadelphia, PA business, contact EMS today! Our dedicated merchant services team is ready to help your business streamline payment transactions and grow the customer base.

Get a personalized, integrated payment processing quote from one of our Account Executives today! Give us a call at (610) 947-5451 or fill out the form below − an EMS employee will be in contact with you within 24 hours.