Are you looking for the top payment processing company in Phoenix, AZ? Electronic Merchant Systems offers simple, all-inclusive merchant services.
Are you're dealing with outrageous processing rates and fees that are creating havoc on your bottom line?
Or maybe you'd like to grow your company by accepting credit cards
We can assist you if this is the case.
Electronic Merchant Systems provides dependable payment processing solutions for your Phoenix business, whether you need a traditional payment terminal, a mobile payment solution, or an eCommerce payment gateway.
For over 30 years, Electronic Merchant Systems has been aiding small businesses just like yours in reaching their full potential.
- Streamlining the acceptance of all major credit and debit cards
- Rates and fees on credit cards can be reduced.
- Receiving excellent customer service 24 hours a day, 7 days a week, 365 days a year
- Adding email invoicing, contactless payments, or eCommerce to your business
If you're looking to grow your business, or if these are opportunities you want to take advantage of, EMS can help.
If you're ready to get started, click the button below to request a consultation.
Do you want more information about payment processing solutions for your specific business? Or are you curious about who we are?
EMS has been named one of Retail CIO’s 10 Most Promising Payment and Card companies of 2019, a Top 20 Most Promising POS Solution Provider in 2020, and is recognized as a Top 10 provider in CIOReview’s Mobile Payment 2021.
We also have over 975+ Google Customer Reviews to back those claims up, not to mention our dedicated, 24/7 support team.
Scroll down a little more to our table of contents where we dive into unique benefits for each business type.
Table of Contents
- Small Business Solutions
- Retail Businesses
- Restaurant Businesses
- Service-Based Businesses
- Online Solutions
- Why Choose EMS?
- Frequently Asked Questions
Top Credit Card Payment Processing for Small Businesses in Phoenix
When you choose EMS' merchant services, you're ensuring that your life as a business owner is made easier while guaranteeing quality and speed.
Customers want transactions to be quick, secure, and smooth when they spend money on your goods and services. That means customers can pay with their credit or debit card by dipping, tapping, or swiping it.
However, just because you require current technologies doesn't imply your method can't be straightforward; after all, you're selling simplicity and security to your customers.
You can be confident that the information provided by your consumers is safe and secure when you start credit card processing with EMS.
EMS has been a certified level 1 PCI provider for over ten years.
The Payment Card Industry Data Security Standard (PCI DSS) is a collection of requirements intended to ensure that all businesses that process, store, or transfer credit card data do so in a secure manner.
As a result, you may rest easy knowing that using EMS will keep you protected.
As a result, we attempt to relieve all of the burdens connected with payment processing, allowing you to focus on providing excellent service while reaping the benefits of doing so without having to worry about any complications.
We strive to make the transaction process as straightforward as possible so that your customers may focus on what matters most: your products and services.
If your Phoenix business already uses credit card processing services but needs faster payment solutions or wants to handle transactions in a more modern way, a new credit card processing system may be required.
So, what does that look like?
Accept Online & In-Person Payments in Phoenix, Arizona
Electronic Merchant Systems will meet your business's needs no matter what they are.
EMS is pleased to provide Phoenix businesses a variety of secure payment processing options for both online and in-person transactions.
EMS enables businesses the ability to accept all major credit cards easily, whether they are brick-and-mortar or click-and-mortar online.
By working with us, you'll get a setup that's customized to your needs, as well as access to exclusive tools that will help you save money, improve operations, and increase sales.
We process payments for the following four types of businesses:
- Retail stores
- Service-based businesses
- Online and eCommerce businesses
With the EMS Surcharge Program, customers who pay with a debit or credit card can be charged a surcharge to reimburse the transaction fees that would otherwise be your responsibility. This allows users to enjoy the convenience of paying with a credit card while incurring minimal or no credit card processing fees.
Let's look at some more specific payment processing options for your industry.
Phoenix Retail Store Solutions
Being the owner of a retail store may be extremely stressful. Fortunately, EMS can assist in streamlining processes.
Electronic Merchant Systems is a leading provider of retail point-of-sale systems.
You can accept all major credit cards, including Visa, American Express, Discover, and MasterCard, as well as personalize gift cards, evaluate employee hours, set up low quantity alerts, and much more with EMS' MaxxPay.
Every EMS service is designed to help Phoenix businesses expand and thrive while also making day-to-day operations easier to manage and convenient.
The payment processing systems featured here are straightforward to use and tailored to meet the specific needs of any retail business.
-Credit Card Terminal: Credit card transactions are essential to the success of any business. With safe, compact terminals that enable EMV chip cards, contactless payments, and mobile wallets, you can accept both online and in-person payments.
-MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that links an entire store to its consumers in a seamless manner. With an all-in-one Point of Sale solution, you can process payments, manage inventory, and more.
-Gift & Loyalty Cards: Customer retention and acquisition is important for any Phoenix small business. With gift and loyalty cards, business owners have an efficient, yet simple opportunity to increase sales and generate new customers.
As a restaurant owner, your responsibilities are likely to be as long as your cocktail menu.
We understand you have a lot on your plate, from inventory management and product shipping to employee coordination and customer satisfaction.
Payment processing can easily get lost in the shuffle.
That's why Electronic Merchant Systems provides Phoenix restaurants with user-friendly tools to fulfill their diverse requirements.
We are excited to offer restaurants a point of sale system like Total Touch POS. Total Touch is a comprehensive point-of-sale system for restaurants that includes features such as:
-Open Table Management: Restaurant owners can control tables from the front or the back office to reduce long wait times by speeding up checkout.
-Payment Options: Do clients want their checks split by seat or by table? This is easily accomplished with Total Touch, which saves your team time and improves customer satisfaction.
-Easy-to-navigate interface: An easy-to-navigate interface saves you time, which, as we all know, saves you money. This improves the efficiency of your processes and helps you to turn tables more quickly.
-Online and Mobile Ordering: People in Phoenix are increasingly ordering food online. Your restaurant's sales and efficiency will improve thanks to Total Touch's online and mobile ordering function.
When you partner with EMS, you're giving your customers the absolute best dining experience possible.
Service-Based Business Solutions in Phoenix, AZ
From staff travel to quotes and estimates to the actual delivery of services, a service-based business in Phoenix has a lot of moving parts.
Electronic Merchant Systems created EMSmobile as a way to make life easier for its customers. EMSmobile is a multi-faceted payment solution that combines mobile payment software with a virtual terminal to deliver a seamless payment experience.
Receiving payments has never been easier than when you use your mobile device as a complete credit card point of sale system.
You're already aware of how important your smartphone is in your daily life. Consider how you can make it work for you as the most effective tool for your company.
Consider this: you'll never have to go looking for clients to collect cash or checks again. You'll never have to wait in line at a bank again.
EMSmobile software transforms an ordinary smartphone into a full credit and debit card acceptance device, allowing you to accept credit and debit card payments from your customer's home or place of business.
Get paid before you start a job, and it will be easier to get compensated for any overtime. We're talking about the simplest way to handle all aspects of client administration. It is, in essence, a lifeline for small firms.
The Virtual Terminal from Electronic Merchant Systems also has the following features:
-Email Invoicing: If your customer has to leave before you are finished with the job, send them an invoice via email instead. This enables them to make a safe online payment with a single click. You can also use the Merchant Console to see which invoices have been seen and paid.
-Mobile Payments: Accept payments using your smartphone or tablet.
-Secure Vault: Safely store customer credit card information for future use.
-Automatic Billing: Set up recurring billing for service agreements. Any updates will be synced in real-time to all of your EMSmobile devices.
-Business Management Tools: EMS' cloud-based application, the Merchant Console, allows you to manage the most crucial areas of your business. You may check the status of email invoices, monitor all transactions, manage inventory, and evaluate sales patterns, among other things.
Online Business Solutions
As an online business or one that plans to go online in the near future, you'll need an attractive eCommerce website that allows you to sell products and services while also processing payments. This is where we enter the picture.
A clean, professionally designed website is useful to organizations since it boosts brand visibility and reach, develops credibility, and generates more revenue.
Our team at EMS is committed to making the startup process for online Phoenix small business owners as simple as possible. We offer everything from website design and online store development to hosting, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.
You can increase the effectiveness of your online presence while also increasing revenue by partnering with EMS.
The online payment processing alternatives listed below were created with eCommerce operators like you in mind.
-Web Store: With an eCommerce shopping cart, you may expand your consumer base and enhance your earnings.
-Web Design: Make your life easier by working with a professional designer to create your website.
-API Integration: Experience seamless integration with an Application Program Interface (API) component.
Powerful Payment Processing You Can Trust
Why Choose EMS as Your Phoenix Payment Processing Company?
Electronic Merchant Systems embodies everything a business needs in a payment processor in Phoenix, AZ.
Exceptional Service & Tools
Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.
Every service and product offered by EMS is intended to help your business thrive and grow.
Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.
24/7 Customer Support
Chances are you’ll never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you’ll be greeted by a real person.
We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.
As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? For over ten years EMS has been a certified level 1 PCI provider.
When you accept cards, PCI compliance goes a long way in terms of peace of mind.
Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.
1. How Do I know Which Payment Processing Company to Pick?
You want to be sure that the credit card processing company you select for your business has extensive knowledge and experience in the merchant services industry, competitive pricing, excellent customer support, enhanced functionality, and is secure. Don't just look at the biggest payment processing companies, the cheapest credit card processing, or the most popular credit card reader.
Sifting between many credit card processing companies and choosing the correct one is crucial and could land you a better credit card processing rate.
2. What exactly is a Merchant Account?
A merchant account enables your company to accept credit and debit cards, as well as to transmit payments from credit card purchases.
When a consumer makes a purchase at your business using a credit or debit card, your merchant account works in the background to remove monies from the customer's bank account and deposit them into your business account.
3. Can my business qualify for a merchant account?
The merchant account application process may differ depending on your individual business type and the associated risk that the credit card networks have allocated and implemented.
However, the majority of merchant businesses are eligible for a merchant account.
4. How do merchants typically get burned by their payment processing provider?
Unfortunately, some providers take advantage of business owners by imposing the following:
• Hidden fees and lack of transparent pricing
• Lack of overall security
• Poor customer service
• Solutions/Payment methods that don't fit your business model
5. How can EMS help my business compete with the big companies?
It's one thing to compete against other small businesses, but your merchant services provider should also equip you with tools to help you compete against big-box retailers.
You need a credit card processor that can help you enhance your brand by providing a comprehensive range of business merchant services, regardless of the size of your company. Inquire about EMS gift cards, loyalty programs, and other services like web hosting and design.
6. What if I need help with funding?
We can certainly help with that. One of the additional features that EMS offers is a funding program called BizFunds.
For Phoenix businesses, we will purchase a pre-determined amount of your future sales volume to help raise capital.
The best part is, instead of a fixed monthly payment, you pay an agreed-upon percentage of your daily sales until the merchant cash advance has been paid in full.
7. What is the Cost of Payment Processing?
The cost of accepting credit cards varies widely. It’s critical that you pay attention to what fees will be assessed when you sign the contract with your payment processor.
Make sure you understand the fees you’ll be assessed by your payment processor before you sign the contract with them. And ask questions about the entire process.
8. What types of payment can I accept?
Payment processing allows small businesses to accept traditional stripe cards along with EMV chip cards.
Mobile credit card processing is a great option for service-based businesses without a brick-and-mortar location for seamless payments and convenient email invoicing.
9. What type of POS Equipment do I need?
This is entirely dependent on your business model and operations. The sort of credit card terminal you choose is mostly determined by the types of payments you want to accept and how you want to accept them.
If you actually want to manage your complete business, including ringing up numerous goods, tracking inventory, managing staff, and more, you should utilize a POS system.
A countertop terminal may be your best bet if you exclusively accept payments from a physical, brick-and-mortar site.
A mobile POS system is ideal for accepting payments at events such as trade exhibitions, festivals, and farmers' markets.
You'll want to talk about a virtual terminal for phone payments and bills.
Choose the Best Merchant Services and Credit Card Processing Solutions in Phoenix
We take pride in the dependability, security, and trustworthiness of our services at Electronic Merchant Systems. One of the many reasons that EMS has such a positive connection with our Phoenix retailers is because of this type of help.
The term no good merchant left behind is more than a slogan at EMS. Our financial institution is aware of your company's needs and is dedicated to aiding you in reaching your goals.
We're much more than just a credit card processing company. EMS is committed to taking care of all of your credit card processing needs, including:
- Providing the top payment processing tools and opportunities
- Improving your cash flow
- eCommerce, email invoicing, contactless payment options
- Streamlining your business operations
- Providing the best credit card rates
- Minimizing your exposure to fraud losses
Don’t spend another day with out-of-date terminals or ridiculously slow transaction times that could alienate your customers.
Instead, choose EMS - where we offer Phoenix businesses the most updated payment processing solutions that are simple and effective.
Take a look at our 975+ Google Customer Reviews to see how we thrive at offering exceptional products and services to business owners just like you.
We stand by the quality of our product, but if you have any questions or issues, you can rest certain that our customer service team is available to help you 24 hours a day, seven days a week.
If you are looking for the best Phoenix, Arizona payment processing solutions, please fill out the form below to get a consultation.
Request a Consultation