If you're looking for the best payment processing company in Madison, WI, Electronic Merchant Systems offers straightforward, all-inclusive merchant services.
Maybe you're dealing with outrageous processing rates and fees that are wreaking havoc on your company's bottom line.
Perhaps you'd like to expand your business by accepting credit cards.
If this is the case, we can assist you.
Electronic Merchant Systems provides dependable payment processing solutions for your Madison business, whether you need a traditional payment terminal, a mobile payment solution, or an eCommerce payment gateway.
Electronic Merchant Systems has been helping small businesses just like yours in realizing their full potential for over 30 years.
- Making it easier to accept all major credit and debit cards
- Saving money on credit card interest rates and fees
- Exceptional Customer Service available 24/7
- Adding email invoicing, contactless payment, or eCommerce
If the aforementioned points strike you as tremendous growth potential opportunities, you're our type of client. We'd be delighted to help you achieve your objectives.
The first step is to take action by clicking the button below and requesting a consultation.
Do you want to learn more about payment processing solutions for your particular business? Or are you interested in learning more about who we are?
EMS was named one of Retail CIO's Top 10 Most Promising Payment and Card Companies in 2019, a Top 20 Most Promising POS Solution Provider in 2020, and a Top 10 provider in CIOReview's Mobile Payment 2021.
We also have over 975 Google Customer Reviews to back up our claims, not to mention our dedicated, 24-hour support team.
Scroll down to our table of contents where we dive into unique benefits for each business type.
Table of Contents
- Small Business Solutions
- Retail Businesses
- Restaurant Businesses
- Service-Based Businesses
- Online Solutions
- Why Choose EMS?
- Frequently Asked Questions
Top Credit Card Payment Processing for Small Businesses in Madison
When you choose EMS' merchant services, you're making a decision that will make your life easier as a business owner without sacrificing quality or speed.
Customers expect transactions to be quick, secure, and seamless when they spend money on goods and services. That means they will be able to pay by dipping, touching, or swiping their credit or debit card.
However, just because you need current technology doesn't mean the approach can't be simple; after all, you're providing simplicity and security to your clients.
You can be confident that the information provided by your customers is safe and secure when you use EMS as your merchant services provider.
For more than ten years, EMS has been a certified level 1 PCI provider.
The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that ALL companies that process, store, or transmit credit card information maintain a secure environment.
As a result, you can rest assured that you are completely safe with EMS.
As a result, we strive to remove all of the burdens associated with payment processing, allowing you to focus on providing excellent service while reaping the benefits of doing so without having to deal with any issues.
We strive to make the transaction process as simple as possible so that your customers can focus on what is truly important: your products and services.
If your Madison business already uses credit card processing services but needs faster transaction solutions or wants to handle transactions in a more modern manner, a new credit card processing system may be required.
So, how does that work?
Accept Online & In-Person Payments in Madison, Wisconsin
Electronic Merchant Systems will meet your needs, no matter what they are.
EMS is proud to provide Madison businesses with a suite of secure payment processing solutions for both online and in-person transactions.
EMS provides businesses with the tools they need to accept all major credit cards, whether they are brick-and-mortar or online.
By partnering with us, you will receive a setup tailored to your needs, as well as exclusive tools that will allow you to save money, streamline operations, and drive more sales.
The four main business types we provide payment processing solutions for include:
- Retail stores
- Service-based businesses
- Online and eCommerce businesses
EMS also provides a Surcharge Program, which allows you to charge customers who pay with a debit or credit card to cover the transaction fees that would otherwise be your responsibility. This allows them to continue to enjoy the convenience of paying with a credit card while incurring minimal or no credit card processing fees for you.
Let’s dive into what detailed payment processing solutions can do for your type of business.
Madison Retail Store Solutions
Being a retail store owner can be a little chaotic. Thankfully, EMS can help streamline operations.
Electronic Merchant Systems is an industry-leading retail Point of Sale systems provider.
With EMS’ MaxxPay, not only can you accept Visa, American Express, Discover, and MasterCard, but you can also add customized gift cards, review employee hours, set up low quantity alerts, and much more.
Every EMS service is designed to help Madison businesses grow and thrive, while also making day-to-day operations more manageable and convenient.
The payment processing technologies listed here are easy to use and designed to meet the specific needs of any retail business.
-Credit Card Terminal: Credit card transactions are essential to a company's success. With secure, compact terminals that support EMV chip cards, contactless payments, and mobile wallets, you can accept both online and in-person payments.
-MaxxPay: MaxxPay POS is a tablet-based Point of Sale system that connects an entire store to its customers. With an all-in-one Point of Sale solution, you can process payments, manage inventory, and much more.
-Gift & Loyalty Cards: Customer retention and acquisition are critical for any small business in Madison. Gift and loyalty cards provide business owners with an efficient and simple way to increase sales and generate new customers.
As a restaurant owner, your to-do list is likely as long as your drink menu.
We understand you have a lot on your plate, from inventory management and product shipments to staff coordination and customer satisfaction.
Payment processing can easily fall between the cracks.
As a result, Electronic Merchant Systems provides Madison restaurants with user-friendly tools to meet your diverse requirements.
For restaurants, we are thrilled to offer Total Touch POS. Total Touch is a comprehensive restaurant point-of-sale system that offers advantages such as:
-Open Table Management: Restaurant owners can manage tables from the front to the back office to reduce long wait times by increasing the speed of checkout.
-Payment Options: Do customers want to split the bill by seat or by the table as a whole? This is easily accomplished with Total Touch, which saves your staff time and improves the customer experience.
-Easy-to-use interface: An easily navigable interface saves you time, which, as we all know, saves you money. This simplifies your processes and allows you to turn tables more quickly.
-Online and Mobile Ordering: People in Madison are increasingly ordering food online. Your restaurant's sales and efficiency will increase thanks to Total Touch's online and mobile ordering features.
By partnering with EMS, you're giving your customers the best dining experience possible.
Service-Based Business Solutions in Madison, WI
A service-based business in Madison has a lot of moving parts, from employee travel to quotations and estimates to actual service delivery.
Electronic Merchant Systems created EMSmobile to make life easier for its customers. EMSmobile is a comprehensive payment tool that combines a mobile payment app and a Virtual Terminal to provide a streamlined payment experience.
Receiving payments has never been easier than when you use your mobile device as a complete credit card point of sale.
You are already aware of the importance of your smartphone in your daily life. Consider how you can use it to your advantage as the most effective business tool.
Consider this: you'll never have to track down clients to collect cash or checks again. You'll never have to wait in another bank line again.
Accepting credit and debit card payments at your customer's home or place of business is possible with the EMSmobile software, which converts a standard smartphone into a comprehensive credit and debit card acceptance device.
Get paid in advance of starting a job, and make it easier to get paid for any extra work. We're describing the most straightforward approach to total client management. It is essentially a lifeline for small businesses.
Additional benefits of Electronic Merchant Systems’ Virtual Terminal include:
-Email Invoicing: If your customer had to leave the office at the end of the day, send them an invoice via email instead. This enables them to pay securely online with a single click. In addition, the Merchant Console allows you to see which invoices have been viewed and paid.
-Mobile Payments: Use your mobile smart device or tablet to accept payments.
-Secure Vault: Secure storage of customer credit card data for convenient re-use.
-Recurring Billing: Schedule automatic billing for service agreements. Any updates will be synced to all your EMSmobile devices in real-time.
-Business Management Tools: The Merchant Console, a cloud-based program from EMS, allows you to manage the most important aspects of your business. You can check the status of email invoices, view all transactions, manage inventory, analyze sales trends, and much more!
Online Business Solutions
As an internet-based business or a company planning to go online in the near future, you'll need an appealing eCommerce website that allows you to sell products or services while also accepting payments. This is where we can help.
A clean, professionally designed website is advantageous for businesses because it increases brand viability and reach, establishes credibility, and generates more income.
EMS is committed to making the startup process as simple as possible for online Madison small business owners like you. We offer everything from web design and online store design to ongoing hosting and a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.
Working with EMS allows you to increase the effectiveness of your online presence while also increasing revenue.
The online payment processing options listed below are specifically designed for eCommerce providers like yourself.
-Web Store: With an eCommerce shopping cart, you can reach more customers and increase your revenue.
-Web Design: Make your life easier by working with a dedicated designer to build your website.
-API Integration: With an Application Program Interface (API) component, you can enjoy seamless integration.
Powerful Payment Processing You Can Trust
Why Choose EMS as Your Madison Payment Processing Company?
Electronic Merchant Systems is a payment processor that has everything a business could want in Madison, WI.
Exceptional Service & Tools
Our clients' financial well-being is enhanced by our innovative suite of business solutions, high level of quality service, and dedicated employees.
Every service and product provided by EMS is designed to help your company thrive and grow.
Did you know EMS has over 975 Google Customer Reviews and an average 4.7-star rating? For a Merchant Services business that has been around for more than 30 years, that is incredible.
24/7 Customer Support
You likely won't need to contact our industry-recognized customer service, but if you do, you'll be greeted by a live person.
We have a knowledgeable, US-based team of customer service representatives available to our Merchants 24 hours a day, 7 days a week via phone, email, and live chat.
As a payment processor, we are essentially a data security consultant. EMS takes both business and customer security very seriously. How serious? EMS has been a certified level 1 PCI provider for over ten years.
When it comes to accepting credit cards, PCI compliance goes a long way toward providing peace of mind.
Electronic Merchant Systems is a firm believer in the concept of "No Good Merchant Left Behind." If you are confident in your service or product, EMS wants to help you succeed by providing payment processing tools.
1. How Do I know Which Payment Processing Company to Pick?
You want to ensure that the credit card processing company you choose for your company has extensive industry knowledge and experience, competitive pricing, excellent customer service, enhanced functionality, and is secure. Don't limit your search to the largest payment processing companies, the cheapest credit card processing, or the most widely used credit card reader.
Sifting through numerous credit card processing companies and selecting the best one is critical and may result in a lower credit card processing rate.
2. What exactly is a Merchant Account?
A merchant account enables your company to accept credit and debit cards as well as transfer funds from credit card purchases made by your customers.
When a credit or debit card is used to make a purchase at your establishment, your merchant account works in the background to withdraw funds from your customer's bank and deposit them into your business bank account.
3. Can my business qualify for a merchant account?
The merchant account application process may vary depending on your specific business type and the associated risk that has been assigned and implemented by the credit card networks.
That being said, most merchant businesses are qualified for a merchant account.
4. How do merchants typically get burned by their payment processing provider?
Unfortunately, providers may take advantage of business owners just like you by imposing the following:
• Hidden fees and lack of transparent pricing
• Lack of overall security
• Poor customer service
• Solutions/Payment methods that don't fit your business
5. How can EMS help my business compete with the big companies?
Competing against other small businesses is one thing, but your merchant services provider should also provide additional tools to help you compete with big box stores.
Whatever the size of your company, you require a credit card processor who can help elevate your brand by providing a wide range of business merchant services. Inquire about EMS's gift cards, loyalty programs, and other services such as web hosting and design.
6. What if I need help with funding?
We can certainly assist you with this. One of the extra features provided by EMS is a funding program known as BizFunds.
To assist Madison businesses in raising capital, we will purchase a predetermined amount of your future sales volume.
The best part is that, instead of a fixed monthly payment, you pay a percentage of your daily sales until the merchant cash advance is paid in full.
7. What is the Cost of Payment Processing?
Accepting credit cards has a wide range of costs. When you sign the contract with your payment processor, it is critical that you pay close attention to the fees that will be assessed.
Before you sign a contract with your payment processor, make sure you understand the fees you will be charged. Also, inquire about the entire process.
8. What types of payment can I accept?
Payment processing enables small businesses to accept both traditional magnetic stripe cards and EMV chip cards.
Mobile credit card processing is an excellent option for service-based businesses that do not have a physical location because it allows for seamless payments and convenient email invoicing.
9. What type of POS Equipment do I need?
This is entirely dependent on your company's operations and business model. The type of credit card terminal you choose is primarily determined by the payment options you want to accept and how you need to accept those payments.
If you truly want to manage your entire business, you should use a POS system to ring up multiple items, track inventory, manage employees, and more.
A countertop terminal may be your best bet if you only accept payments from a physical, brick-and-mortar location.
A mobile POS system is an excellent choice if you accept payments at events such as trade shows, festivals, or farmers' markets.
You'll want to talk about a virtual terminal for phone payments and invoices.
Choose the Best Merchant Services and Credit Card Processing Solutions in Madison
We take great pride in the dependability, security, and trustworthiness of our services at Electronic Merchant Systems. This type of assistance is one of the many reasons why EMS has such a positive relationship with our Madison merchants.
The phrase "no good merchant is left behind" is more than just a catchphrase at EMS. Our financial institution understands your company's needs and is dedicated to assisting you in your success.
We are much more than just a provider of merchant credit card services. EMS is committed to meeting all of your credit card processing needs, including:
- Providing the best payment processing tools and opportunities
- Improving your cash flow
- eCommerce, email invoicing, contactless payment options
- Streamlining your business operations
- Providing the best credit card rates
- Minimizing your exposure to fraud losses
Don't waste another day with out-of-date terminals or slow transaction times that may annoy your customers.
Instead, choose EMS - where we offer Madison businesses the best payment processing solutions that are simple and effective.
As previously stated, a quick glance at our 975+ Google Customer Reviews will reveal that we excel at providing exceptional products and services to business owners just like you.
We stand behind the quality of our product, but if you have any questions or concerns, you can rest assured that our customer service team is available 24 hours a day, seven days a week to assist you.
If you are seeking the best Madison, Wisconsin payment processing solutions, please fill out the form below to get a consultation.
Request a Consultation