Are you looking for the best payment processing company in Lincoln, NE? Electronic Merchant Systems offers simple, all-inclusive merchant services.
I'm assuming you're dealing with high processing rates and fees that are causing havoc on the bottom line of your business.
Perhaps you're interested in increasing your business's revenue stream by accepting credit cards.
If that is the case, EMS can assist you.
Electronic Merchant Systems provides a wide range of payment processing solutions for your Lincoln business, whether you require a traditional payment terminal, a mobile payment solution, or an eCommerce payment gateway.
Electronic Merchant Systems has been assisting small businesses just like yours in realizing their full potential for over 30 years.
- Streamlining the acceptance of all major credit and debit cards
- Saving money on your credit card rates and fees
- Receiving stellar 24/7/365 Customer Service
- Adding email invoicing, contactless payment, or eCommerce
If you see the points above as significant growth opportunities, you're our type of business. We would be glad to assist you in achieving your goals.
The first step is to take action by clicking the button below to request a consultation.
Are you interested in learning more about payment processing services for your type of business? Or are you simply curious about Electronic Merchant Systems?
EMS was named one of Retail CIO's Top 10 Most Promising Payment and Card Companies for 2019, a Top 20 Most Promising Point of Sale Solution Provider for 2020, and a Top 10 provider in CIO Review's Mobile Payment 2021.
Additionally, we have over 975 positive Google Customer Reviews to verify those claims, not to mention our committed, 24/7 support staff.
Scroll down a little more to our table of contents where we dive into unique benefits for each business type.
Table of Contents
- Small Business Solutions
- Retail Businesses
- Restaurant Businesses
- Service-Based Businesses
- Online Solutions
- Why Choose EMS?
- Frequently Asked Questions
Top Credit Card Payment Processing for Small Businesses in Lincoln
By using EMS' merchant services, you ensure that your life as a business owner is simplified without sacrificing quality or speed.
When customers spend money on goods and services, they want transactions to be easy, quick, and secure. This means they can pay with their credit or debit card by dipping, tapping, or swiping it.
However, just because you use innovative technology does not mean your strategy cannot be simple; after all, you are giving simplicity and security to your clients.
With EMS as your merchant services provider, you can be confident that your client's information is secure.
EMS has been a certified level 1 PCI provider for over a decade.
The Payment Card Industry Data Security Standard (PCI DSS) is a collection of requirements intended to ensure that ALL businesses that process, store, or transport credit card information operate in a secure environment.
As a result, you may rest assured that EMS will keep you completely safe.
We work to eliminate all of the burdens involved with payment processing, allowing you to focus on providing exceptional service while also reaping the benefits of doing so without encountering any complications.
We work to keep payment transactions as straightforward as possible so that your consumers may focus on what matters most: your products and services.
A new credit card processing system may be required if your Lincoln business already uses credit card processing services but needs faster payment solutions or needs to handle transactions with updated equipment.
So, what does that look like?
Accept Online & In-Person Payments in Lincoln, Nebraska
Electronic Merchant Systems will meet your business's needs regardless of what they are.
EMS offers Lincoln businesses a comprehensive range of secure payment processing options for both online and in-person transactions.
Whether your business is brick-and-mortar or online, EMS provides you with the tools necessary to accept all major credit cards.
By working with us, you will receive a setup personalized to your specific needs, as well as access to exclusive technologies that will help you save money, streamline processes, and increase sales.
The four main business types we provide payment processing for include:
- Retail stores
- Service-based businesses
- Online and eCommerce businesses
EMS also offers a Surcharge Program where you can require customers who choose to pay with a debit or credit card to also cover the transaction fees that would otherwise be your responsibility. This allows them to still enjoy the convenience of paying with a credit card at little or no credit card processing fees for you.
Let’s take a look at more detailed payment processing solutions for your type of business.
Lincoln Retail Store Solutions
As an owner of a retail store, you are busy. Fortunately, EMS can assist in streamlining your business processes.
Electronic Merchant Systems is a market-leading provider of retail point-of-sale systems.
Not only can you accept all major credit cards such as Visa, American Express, Discover, and MasterCard using EMS' MaxxPay, but you can also add customized gift cards, track employee hours, and set up low-quantity alerts, among other features.
Each payment processing solution offered by EMS is designed to assist Lincoln businesses in growing and thriving - while also streamlining and simplifying day-to-day operations.
The payment processing systems featured here are straightforward to use and are designed to meet the unique requirements of any retail business.
-Credit Card Terminal: Credit card transactions are important to business success. Our terminals support EMV chip cards, contactless payments, and mobile wallets with secure, compact terminals so you can accept both online and in-person payments.
-MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that seamlessly connects an entire store with its customers. Process payments, manage inventory and more, with an all-in-one Point of Sale solution.
-Gift & Loyalty Cards: Customer retention and acquisition is important for any Lincoln small business. With gift and loyalty cards, business owners have an efficient, yet simple opportunity to increase sales and generate new customers.
Your list of responsibilities as a restaurant owner is almost certainly as long as your drinks menu.
We understand you have a lot on your plate, from inventory management and providing a positive dining experience to employee coordination and customer satisfaction.
Payment processing can fall between the cracks.
That is why Electronic Merchant Systems provides straightforward options for Lincoln restaurants to satisfy your diverse needs.
For restaurants specifically, we are excited to offer Total Touch POS. Total Touch is a comprehensive restaurant point of sale system that provides benefits such as:
-Open Table Management: From the front office to the back office, restaurant owners can manage tables to reduce long wait times by increasing the speed of checkout.
-Payment Options: Do customers want to split checks by seat or by the entire table? This can be done simply with Total Touch, which saves your staff headaches and improves customer experience.
-Easy-to-use interface: An interface that is easily navigated saves you time which, we all know, saves you money. This streamlines your processes and allows you to turn tables around faster.
-Online and Mobile Ordering: More and more people in Lincoln are ordering food online. With Total Touch’s online and mobile ordering feature, your restaurant’s sales and efficiency will increase.
When you partner with EMS, you're giving your customers the absolute best dining experience possible.
Service-Based Business Solutions in Lincoln, NE
In Lincoln, a service-based business has a lot of moving parts, from employee travel to estimations and the actual delivery of their services.
Electronic Merchant Systems developed EMSmobile to make life easier for its customers. EMSmobile is a comprehensive payment solution that combines a mobile payment app and a virtual terminal to create a frictionless payment experience.
Receiving payments has never been easier than when you use your mobile device as a complete credit card point of sale.
You are already aware of your smartphone's importance in your daily activities. Consider how it can become the most effective tool for your business.
Consider this: you will never need to track down clients to collect cash or checks again. You will never again have to wait in a bank line.
Accept credit and debit card payments at your customer's residence or your place of business with the help of the EMSmobile software, which transforms a basic smartphone into a comprehensive credit and debit card acceptance device.
You can get paid in advance of the start of a job makes things simpler to get compensated for any extra work that needs to be done. We're talking about the most straightforward method of customer administration. It is, in essence, a lifeline for small businesses.
Among the other advantages of Electronic Merchant Systems' Virtual Terminal are the following:
-Email Invoicing: If your customer had to leave before the job is done, you can send them an invoice via email instead. This allows them to securely pay online with a simple click. Additionally, you can see which invoices have been viewed and paid via the Merchant Console.
-Mobile Payments: Use your mobile smart device or tablet to accept payments.
-Secure Vault: Secure storage of customer credit card data for convenient re-use.
-Recurring Billing: Schedule automatic billing for service agreements. Any updates will be synced to all your EMSmobile devices in real-time.
-Business Management Tools: Manage the most important aspects of your businesses with EMS’ cloud-based program, the Merchant Console. You can review email invoice statuses, view all transactions, manage inventory, analyze sales trends, and more!
Online Business Solutions
As an online business or as a company planning to go online in the near future, you need an eCommerce website that enables you to sell products or services while also processing payments. This is where we enter the picture.
A clean, professionally designed website benefits businesses because it boosts brand visibility and reach, develops credibility, and generates additional revenue.
EMS's team is committed to simplifying the startup process for online Lincoln small business owners like you. We offer everything from web design to continuous hosting, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.
By partnering with EMS, you can boost your online presence while also increasing revenue.
The following online payment processing alternatives are tailored exclusively for eCommerce businesses like you.
-Web Store: Expand customer reach and increase your revenue with an eCommerce shopping cart.
-Web Design: Make life simple by partnering with a dedicated designer to build your website.
-API Integration: Experience seamless integration with an Application Program Interface (API) component.
Powerful Payment Processing You Can Trust
Why Choose EMS as Your Lincoln Payment Processing Company?
Electronic Merchant Systems embodies everything a business could want in a payment processor in Lincoln, NE.
Exceptional Service & Tools
Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.
Every service and product offered by EMS is intended to help your business thrive and grow.
Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.
24/7 Customer Support
Chances are you’ll never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you’ll be greeted by a real person.
We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.
As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years, EMS has been a certified level 1 PCI provider.
When you accept cards, PCI compliance goes a long way in terms of peace of mind.
Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.
1. How Do I know Which Payment Processing Company to Pick?
You want to be sure that the credit card processing company you select for your business has extensive knowledge and experience in the industry, competitive pricing, excellent customer support, enhanced functionality, and is secure. Don't just look at the largest payment processing companies, the cheapest credit card processing, or the most popular credit card reader.
Sifting between many credit card processing companies and choosing the correct one is crucial and could land you a better credit card processing rate.
2. What exactly is a Merchant Account?
A merchant account allows your business to accept credit and debit cards and transfer funds from your customer's credit card purchases.
When a purchase is made using a credit or debit card at your business, your merchant account works in the background to withdraw funds from your customer’s bank and deposit them into your business bank account.
3. Can my business qualify for a merchant account?
The merchant account application process may vary depending on your specific business type and the associated risk that has been assigned and implemented by the credit card networks.
That being said, most merchant businesses are qualified for a merchant account.
4. How do merchants typically get burned by their payment processing provider?
Unfortunately, some providers take advantage of business owners just like you by imposing the following:
• Hidden fees and lack of transparent pricing
• Lack of overall security
• Poor customer service
• Solutions/Payment methods that don't fit your business model
5. How can EMS help my business compete with the big companies?
Competing with other small businesses is one thing, but your merchant services provider should also provide you with additional tools to help you compete with large box retailers.
Regardless of the size of your organization, you require a credit card processor that assists in elevating your brand through a comprehensive suite of business merchant services. Inquire about EMS's gift cards, reward programs, and other services, like web hosting and design.
6. What if I need help with funding?
We can definitely assist you with that. EMS also offers a funding program called BizFunds.
For Lincoln businesses, we will purchase a predetermined percentage of future sales volume in order to assist with capital raising.
The best aspect is that, rather than making a fixed monthly payment, and you pay a percentage of your daily sales until the merchant cash advance is fully repaid.
7. What is the Cost of Payment Processing?
Accepting credit cards has a wide range of costs. It is vital that you pay close attention to the fees that will be charged when you sign your payment processor's contract.
Before you sign a contract with a payment processor, ensure that you understand the fees that will be levied. Additionally, inquire about the complete process.
8. What types of payment can I accept?
Payment processing allows small businesses to accept traditional stripe cards along with EMV chip cards.
Mobile credit card processing is a great option for service-based businesses without a brick-and-mortar location for seamless payments and convenient email invoicing.
9. What type of POS Equipment do I need?
This truly depends on your Business Operations and Model. The type of credit card terminal you select depends mainly upon the payments options you want to accept, as well as how you need to accept those payments.
A POS system should be used if you truly want to manage your entire business to ring up multiple items, track inventory, manage employees, and more.
If you are only accepting payments from a physical, brick-and-mortar location, a countertop terminal may be your best bet.
If you accept payments at events such as trade shows, festivals, or farmers’ markets, a mobile POS system is a great solution.
For phone payments and invoices, you will want to discuss a virtual terminal.
Choose the Best Merchant Services and Credit Card Processing Solutions in Lincoln
We take great pride in the dependability, security, and trustworthiness of our services at Electronic Merchant Systems. This type of support is one of the many reasons why EMS has such a positive relationship with our Lincoln retailers.
At EMS, the statement "no good merchant is ever left behind" is more than a phrase. Our financial institution is attentive to your business's needs and is committed to aiding you in achieving success.
We are much more than a merchant credit card processing company. EMS is committed to meeting all of your credit card processing needs, including the following:
- Providing the industry's most advanced payment processing tools and services
- Increase your cash flow
- eCommerce, email invoicing, contactless payment options
- Enhancing the efficiency of your business operations
- Offering the most competitive credit card rates
- Minimizing your exposure to fraud losses
Don’t spend another day with out-of-date terminals or excessively slow transaction times that could alienate your customers.
Instead, choose EMS - where we offer Lincoln businesses the most updated payment processing solutions that are simple and effective.
As previously stated, take a look at our 975+ Google Customer Reviews to see that we thrive on offering exceptional products and services to business owners like you.
We stand by the integrity of our product, but if you have any questions or issues, our customer service team is available to assist you 24 hours a day, seven days a week.
If you're looking for the best payment processing solutions in Lincoln, Nebraska, please fill out the form below to schedule a consultation.
Request a Consultation