Idaho Falls, Idaho Credit Card Processing and Merchant Services

Idaho Falls, Idaho Credit Card Processing and Merchant Services

Do you want to work with the top payment processing company in Idaho Falls, ID? Electronic Merchant Systems delivers comprehensive merchant services in a convenient manner.

I'm assuming you're dealing with exorbitant processing rates and costs that are eating into your business margins.

Accepting credit cards may be a way for you to grow your business.

We can assist if this is the case.

EMS payment processing offers dependable payment solutions for Idaho Falls businesses, whether they require a standard payment terminal, a mobile payment solution, or an eCommerce payment gateway.

For more than three decades, Electronic Merchant Systems has aided small businesses just like yours in reaching their full potential.

As examples, consider the following:

  • The process is being streamlined, and all major credit and debit cards are accepted.
  • Rates and fees on credit cards can be decreased.
  • Obtaining superior customer care 24 hours a day, seven days a week, 365 days a year
  • Implementing email invoicing, contactless payments, or eCommerce in your business

If you see the reasons outlined above as significant growth opportunities, you're our type of business. We would be happy to help you accomplish your objectives.

To begin, click the button below to learn more or schedule a consultation .


Do you want to learn more about your company's payment processing options? Or are you curious about who we are?

EMS was named one of Retail CIO's Top 10 Most Promising Payment and Card Companies in 2019, a Top 20 Most Promising POS Solution Provider in 2020, and a Top 10 Provider in CIOReview's Mobile Payment 2021.

Additionally, we have over 975 Google Customer Reviews to substantiate our claims, in addition to a dedicated, 24/7 customer service team.

Scroll down to our table of contents, where we discuss the unique benefits of each business structure.

Table of Contents


Top Credit Card Payment Processing for Small Businesses in Idaho Falls

By utilizing EMS' merchant services, you may simplify your life as a business owner while preserving quality and speed.

When customers spend money on goods and services, they want transactions to be swift, secure, and seamless. This means that customers can pay by dipping, tapping, or swiping their credit or debit card.

When you choose EMS as your merchant services provider, you can be confident that the information provided by your consumers is safe and secure.

For almost a decade, EMS has been a certified level 1 PCI provider.

The Payment Card Industry Data Security Standard (PCI DSS) is a set of standards designed to ensure that all firms that process, store, or transport credit card data do so securely.

As a result, you can rest certain that, as indicated previously, using EMS is absolutely safe.

As a result, we strive to alleviate all of the difficulties associated with payment processing, allowing you to focus on providing exceptional service while enjoying the advantages without fear.

We make every effort to keep the transaction process simple so that your clients may focus on what matters most: your products and services.

If your Idaho Falls business already employs credit card processing services but desires faster transaction processing or wishes to handle transactions more modernly, a new credit card processing system may be necessary.

So, what does this entail?

Accept Online & In-Person Payments in Idaho Falls, Idaho


Electronic Merchant Systems will accommodate your business's requirements regardless of their nature.

EMS is glad to provide businesses in Idaho Falls a number of secure payment processing alternatives for online and in-person transactions.

EMS enables businesses to accept all major credit cards with ease, regardless of whether they are brick-and-mortar or online.

By partnering with us, you'll receive a setup that is tailored to your specific requirements, as well as access to proprietary solutions that will help you save money, improve operations, and increase sales.

We process payments for the four types of businesses listed below.

  • Restaurants
  • Retail Stores
  • Service-based businesses
  • Businesses that operate online and through eCommerce

    Customers paying with a debit or credit card may be subject to a surcharge to cover transaction fees that would otherwise be your responsibility under the EMS Surcharge Program. This enables users to benefit from the ease of credit card payment while incurring minimal or no credit card processing fees for your business.

Let's look at some more specific payment processing options for your industry.

Idaho Falls Retail Store Solutions

Being a retail store owner can be difficult. Fortunately, EMS can aid with process simplification.

Electronic Merchant Systems is a market leader in point-of-sale systems for retail establishments.

With EMS' MaxxPay, you can accept all major credit cards, including Visa, American Express, Discover, and MasterCard, as well as customize gift cards, track employee hours, and set up low-quantity alerts.


Each EMS service is meant to assist Idaho Falls businesses in expanding and thriving while also simplifying and streamlining day-to-day operations.

The payment processing systems described on this page are simple to use and can be customized to match the unique demands of each retail business.

  • Credit Card Terminal: The success of any business is contingent upon the acceptance of credit cards. Accept online and in-person payments with secure, compact terminals that support EMV chip cards, contactless payments, and mobile wallets.
  • MaxxPay: MaxxPay POS is a tablet-based point-of-sale solution that seamlessly connects a complete store to its customers. You can handle payments, manage inventory, and more with an all-in-one Point of Sale solution.
  • Gift and loyalty cards: Customer retention and acquisition are crucial for any small business operating in a metropolitan area.  Gift and loyalty cards enable business owners to increase sales and attract new customers quickly and easily.

Restaurant Solutions

As a restaurant owner, you're likely to have a to-do list as lengthy as your bar menu.

We recognize that you have a lot going on, from inventory management and product shipment to personnel coordination and customer satisfaction.

Payment processing is a process that is prone to get lost in the shuffle.

That is why Electronic Merchant Systems gives Idaho Falls restaurants with simple-to-use tools to meet their varying needs.

We are happy to supply restaurants with Total Touch POS. Total Touch is a comprehensive restaurant point-of-sale system that contains the following features:

  • Open Table Management: Restaurant owners may manage tables from the front to the back office, thereby reducing lengthy wait times at the register.
  • Payment Options:  Clients' request checks are split by seat or by table? This is a simple task with Total Touch, which saves your team time while increasing customer happiness.
  • Easy-to-navigate interface: An intuitive interface saves you time, which saves you money, as we all know. This increases process efficiency and enables you to turn tables more quickly.
  • Online and Mobile Ordering: A growing number of people in Idaho Falls are ordering food online. Total Touch's online and mobile ordering capabilities will increase your restaurant's revenue and efficiency.

When you partner with EMS, you're giving your customers the absolute best dining experience possible. 


Service-Based Business Solutions in Idaho Falls, ID

A service-based business in Idaho Falls has a lot of moving elements, from employee travel to proposals and estimates to real service delivery.

EMSmobile was established by Electronic Merchant Systems to make life easier for its customers. EMSmobile is a comprehensive payment system that combines mobile payment software and a virtual terminal to create a smooth payment experience.

Receiving payments has never been easier than when you use your mobile device as a stand-alone credit card terminal.

You're probably already aware of the critical role your smartphone plays in your daily life. Consider how you might leverage it to be the most successful tool for your business.

Consider this: you will never again be required to seek out clients to collect cash or checks. You'll never have to wait again at a bank.

EMSmobile software converts a standard smartphone into a fully functional credit and debit card acceptance device, enabling you to collect credit and debit card payments from your customer's home or place of business.

Additionally, Electronic Merchant Systems' Virtual Terminal has the following features:

-Email Invoicing: If you leave without collecting payment from your customer at the end of the day, send them an invoice via email. This enables them to make a secure online payment in a matter of seconds. Additionally, you can utilize the Merchant Console to determine which invoices have been viewed and paid.

-Mobile Payments: Accept payments using your smartphone or tablet.

-Secure Vault: Easily store and retrieve customer credit card information.

-Automatic Billing: Recurring billing for service agreements can be configured. Any updates will be automatically synced to all of your EMSmobile devices in real-time.

-Organization Management Tools: The Merchant Console, EMS' cloud-based tool, enables you to manage the most critical aspects of your organization. Among other things, this tool allows you to check the status of email invoices, monitor all transactions, manage inventory, and analyze sales patterns.


Online Business Solutions

As an online-only business or one that intends to go online in the near future, you'll require an attractive eCommerce website that enables you to sell items and services while also accepting payments. This is where we come into play.

A well-designed, clean website benefits businesses by increasing brand viability and reach, building reputation, and ultimately generate more money.

Our staff at EMS is dedicated to making the launch process as simple as possible for online Idaho Falls small business entrepreneurs. We provide everything from website design and online store building to ongoing hosting, as well as a secure payment gateway for processing credit and debit card transactions and other online purchases.

By collaborating with EMS, you can boost the effectiveness of your online presence while also increasing revenue.

The following options for online payment processing were built with eCommerce companies like you in mind.

-Ecommerce Shopping Cart: By utilizing an eCommerce shopping cart, you can increase your customer base and revenue.

-Web Design: Simplify your life by hiring an expert to create your website.

-API Integration: Experience seamless integration with an Application Program Interface (API) component.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Idaho Falls Payment Processing Company?

Electronic Merchant Systems embodies everything a business could want in a payment processor in Idaho Falls, ID.

Exceptional Service & Tools

Top Merchant Services

Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.

Every service and product offered by EMS is intended to help your business thrive and grow.


Highly Reviewed Credit Card Processing

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

Best Customer Support Payment Processor

Chances are you’ll never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you’ll be greeted by a real person.

We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.


Payment Processing Near Me

As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years EMS has been a certified level 1 PCI provider.

When you accept cards, PCI compliance goes a long way in terms of peace of mind.

Our Philosophy

Merchant Services Near Me

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.


start-accepting-credit-cards-in-idaho-falls-id-todayFrequently Asked Questions

1. How do I choose the right payment processing company?

You want to ensure that the credit card processing company you select for your business has extensive expertise and knowledge in the industry, as well as competitive pricing, excellent customer service, increased functionality, and security. Limit your search to the largest payment processors, the most affordable credit card processing, or the most generally used credit card reader.

2. What is a merchant account?

A merchant account enables your business to accept credit and debit cards and to process the payments.

When a customer uses a credit or debit card to make a transaction at your business, your merchant account works in the background to withdraw funds from the customer's bank account and deposit them in your business account.

3. Is my company eligible for a merchant account?

The merchant account application process may vary depending on the nature of your business and the level of risk assigned and executed by the credit card networks.

The majority of merchant businesses, on the other hand, are eligible for a merchant account.

4. What are the most common ways for merchants to get burned by their payment processing provider?

Unfortunately, some service providers abuse business owners like you by implementing the following:

• Hidden fees or misleading pricing
• Poor overall security
• Inadequate customer service
• Solutions/Payment methods that don't fit your business model

5. How might EMS assist my company in competing with large corporations?

While competing against other small businesses is important, your merchant services provider should also provide you with tools to help you compete against big-box stores.

You require a credit card processor that can assist you in building your brand through a broad range of business merchant services, regardless of the size of your business. Request information about EMS gift cards, loyalty programs, and additional services like web hosting and design.

6. What if I require financial assistance?

That is certainly something we can assist with. One of the additional features offered by EMS is a funding program called BizFunds.

To assist Idaho Falls businesses in raising capital, we will purchase a predetermined percentage of future sales volume.

The best feature is that, rather than making a fixed monthly payment, you pay an agreed-upon percentage of your daily sales until the merchant cash advance is fully repaid.

7. How much does it cost to process payments?

Accepting credit cards entails a multitude of expenses. When you sign a contract with a payment processor, it is critical to carefully review the fees that will be charged.

Before you sign a contract with a payment processor, ensure that you understand the fees associated with the transaction. Additionally, enquire about the entire procedure.

8. What forms of payment am I able to accept?

Payment processing enables small businesses to accept both magnetic stripe and EMV chip cards.

Mobile credit card processing is an excellent solution for service-based organizations that do not have a brick-and-mortar location. It enables seamless payments and prompt email invoicing.

9. What kind of point-of-sale equipment do I require?

This is completely reliant on the nature of your firm and its operations. The type of credit card terminal you choose is mostly dictated by the payment types and methods you wish to accept.

If you want to manage your entire business, including ringing up multiple items, tracking inventory, and managing workers, you should invest in a point-of-sale system.

A countertop terminal may be the best option if you accept payments exclusively from a physical, brick-and-mortar location.

A mobile point-of-sale system is perfect for payment acceptance at events such as trade shows, festivals, and farmers' markets.

You'll want to discuss a virtual terminal for phone and bill payments.

Choose the Best Merchant Services and Credit Card Processing Solutions in Idaho Falls


At Electronic Merchant Systems, we take pleasure in the dependability, security, and trustworthiness of our services. This type of assistance is one of the main reasons EMS has such a strong relationship with our Idaho Falls stores.

At EMS, the phrase no good merchant is ever left behind is more than a slogan. Our banking institution is sensitive to your business's demands and committed to assisting you in achieving your objectives.

We are so much more than a credit card processor. EMS is dedicated to meeting all of your credit card processing needs, including the following:

  • Providing the most advantageous tools and opportunities for payment processing
  • Making your cash flow improve
  • Ecommerce, email invoicing, and contactless payment methods are all available.
  • Streamlining your business's operations
  • Offering the most affordable credit card rates possible
  • Maintaining a low level of fraud loss

Avoid wasting another day with out-of-date terminals or transaction speeds that are too slow to satisfy your customers.

EMS offers Idaho Falls businesses the most advanced payment processing alternatives that are both simple and effective.

Consider our 975+ Google Customer Reviews to understand how we flourish at providing exceptional products and services to business owners like you.

We stand behind the quality of our product, but in the event that you have any questions or concerns, you can rest assured that our customer care team is here 24 hours a day, seven days a week to assist you.

Please complete the form below to get a consultation if you are looking for the best payment processing solutions in Idaho Falls, Idaho.

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