You've landed here because you are looking for the top payment processing company in Honolulu, HI? Electronic Merchant Systems offers simple, all-inclusive merchant services.
You're probably dealing with exorbitant processing rates and fees that are wreaking havoc on your bottom line.
Perhaps you'd like to grow your company by accepting credit cards.
We can assist you if this is the case.
Electronic Merchant Systems provides dependable payment processing solutions for your Honolulu business, whether you need a traditional payment terminal, a mobile payment solution, or an eCommerce payment gateway.
Electronic Merchant Systems has been assisting small businesses just like yours in realizing their full potential for more than 30 years.
- Streamlining the acceptance of all major credit and debit cards
- Saving money on your credit card rates and fees
- Adding email invoicing, contactless payment, or eCommerce
- Receiving stellar 24/7/365 customer service
You're our type of business if the factors above strike you as huge growth potential opportunities. We'd be pleased to help you achieve your objectives.
Take the first step by clicking the button below for a consultation with one of our representatives.
Do you want to learn more about payment processing options for your company? Or are you interested in learning more about who we are?
In 2019, EMS was designated one of Retail CIO's 10 Most Promising Payment and Card Companies, a Top 20 Most Promising POS Solution Provider in 2020, and a Top 10 provider in CIOReview's Mobile Payment 2021.
We also have over 975+ Google Customer Reviews to back up our promises, not to mention a dedicated, 24/7 customer service team.
Please scroll down to our table of contents, where we go through the specific advantages of each business form.
Table of Contents
- Small Business Solutions
- Retail Businesses
- Restaurant Businesses
- Service-Based Businesses
- Online Solutions
- Why Choose EMS?
- Frequently Asked Questions
Top Credit Card Payment Processing for Small Businesses in Honolulu
When you choose EMS' merchant services, you're making a decision that ensures your life as a business owner is easier without sacrificing quality or speed.
Customers want transactions to be speedy, secure, and seamless when they spend money on goods and services. That means customers want to pay with their credit or debit card by inserting, tapping, or swiping it.
However, just because using a credit card requires contemporary technology doesn't imply your strategy can't be easy; after all, you're selling simplicity and security to your customers.
You can be confident that the information provided by your consumers is safe and secure when you use EMS as your merchant services provider.
EMS has been a certified level 1 PCI provider for over ten years.
The Payment Card Industry Data Security Standard (PCI DSS) is a collection of guidelines meant to ensure that all businesses that process, store, or transfer credit card data do so in a secure manner.
As a result, you may rest assured that using EMS, as stated above, is completely safe.
As a result, we attempt to relieve all of the burdens connected with payment processing, allowing you to focus on providing excellent service while reaping the benefits of doing so without having to worry about any complications.
We attempt to make the transaction procedure as straightforward as possible so that your customers may focus on what matters most: your products and services.
If your Honolulu business already uses credit card processing services but needs faster transaction solutions or wants to handle transactions in a more modern way, a new credit card processing system may be recommended.
So, what does that look like?
Accept Online & In-Person Payments in Honolulu, Hawaii
No matter what your business needs, Electronic Merchant Systems will deliver results.
EMS is pleased to provide Honolulu businesses a variety of secure payment processing options for both online and in-person transactions.
EMS enables businesses the ability to accept all major credit cards with simplicity, whether they are brick-and-mortar or click-and-mortar online.
By working with us, you'll get a setup that's customized to your needs, as well as access to exclusive tools that will help you save money, improve operations, and increase sales.
The four main business types we provide payment processing for include:
- Retail stores
- Service-based businesses
- Online and eCommerce businesses
EMS also offers a Surcharge Program where you can require customers who choose to pay with a debit or credit card to also cover the transaction fees that would otherwise be your responsibility. This allows them to still enjoy the convenience of paying with a credit card at little or no credit card processing fees for you.
Let's take a look at more detailed payment processing solutions for your type of business.
Honolulu Retail Store Solutions
Being the owner of a retail store may be extremely stressful. Fortunately, EMS can assist in streamlining processes.
Electronic Merchant Systems is a leading provider of retail point-of-sale systems.
You can accept all major credit cards, including Visa, American Express, Discover, and MasterCard, as well as personalize gift cards, evaluate employee hours, set up low quantity alerts, and much more with EMS' MaxxPay.
Every EMS service is designed to help Honolulu businesses expand and thrive while also making day-to-day operations easier to manage.
The payment processing systems featured here are straightforward to use and tailored to meet the specific needs of any retail business.
-Credit Card Terminal: Credit card transactions are critical to business success. Our terminals support EMV chip cards, contactless payments, and mobile wallets with secure, compact terminals so you can accept both online and in-person payments.
-MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that seamlessly connects an entire store with its customers. Process payments, manage inventory and more, with an all-in-one Point of Sale solution.
-Gift & Loyalty Cards: Customer retention and acquisition is important for any geo city small business. With gift and loyalty cards, business owners have an efficient yet simple opportunity to increase sales and generate new customers.
As a restaurant owner, your to-do list is likely to be as long as your cocktail menu.
We understand you have a lot on your plate, from inventory management and product shipping to employee coordination and customer satisfaction.
Payment processing can easily get lost in the shuffle.
That's why Electronic Merchant Systems provides Honolulu restaurants with user-friendly tools to fulfill their diverse requirements.
We are very thrilled to provide Total Touch POS to restaurants. Total Touch is a comprehensive point-of-sale system for establishments that includes features such as:
-Open Table Management: From the front office to the back office, restaurant owners can manage tables to reduce long wait times by increasing the speed of checkout.
-Easy-to-use interface: An interface that is easily navigated saves you time which, we all know, saves you money. This streamlines your processes and allows you to turn tables around faster.
-Payment Options: Do customers want to split checks by seat or by the entire table? This is done simply with Total Touch, which saves your staff headaches and increases customer experience.
-Online and Mobile Ordering: More and more folks in Honolulu are ordering food online. With Total Touch's online and mobile ordering feature, your restaurant's sales and efficiency will increase.
When you partner with EMS, you're giving your customers the absolute best dining experience possible.
Service-Based Business Solutions in Honolulu, HI
A service-based business in Honolulu has a lot of moving elements, from employee travel through quotations and estimates and finally to the actual delivery of their services.
EMSmobile is a solution developed by Electronic Merchant Systems to make life easier for its customers. EMSmobile is a comprehensive payment tool that combines a mobile payment app with a Virtual Terminal to provide a seamless payment experience.
Receiving payments has never been easier than when you use your mobile device as a complete credit card point of sale.
You're already aware of how important your smartphone is in your daily life. Consider how it could become the most effective tool for your company.
Imagine this: you'll never have to hunt down clients to collect cash or checks again. You'll never have to wait in line at a bank again.
EMSmobile software transforms an ordinary smartphone into a full credit and debit card acceptance device, allowing you to accept credit and debit card payments from your customer's home or place of business.
Get paid before you start a job, and it will be easier to get compensated for any overtime. We're talking about the simplest way to handle all aspects of client administration. It is, in essence, a lifeline for small firms.
Additional benefits of Electronic Merchant Systems' Virtual Terminal include:
-Email Invoicing: If your customer had to step away at the end of the day, send them an invoice via email instead. This allows them to securely pay online with a simple click. Plus, you can see which invoices have been viewed and paid via the Merchant Console.
-Mobile Payments: Use your mobile smart device or tablet to accept payments.
-Recurring Billing: Schedule automatic billing for service agreements. Any updates will be synced to all your EMSmobile devices in real-time.
-Secure Vault: Secure storage of customer credit card data for convenient re-use.
-Business Management Tools: Manage the most important aspects of your businesses with EMS' cloud-based program, the Merchant Console. You can review email invoice statuses, view all transactions, manage inventory, analyze sales trends, and more!
Online Business Solutions
As an online-based business or one that plans to go online in the near future, you'll need an attractive eCommerce website that allows you to sell products and services while also processing payments. This is where we enter the picture.
A clean, professionally designed website is useful to organizations since it boosts brand viability and reach, develops credibility, and generates more revenue.
Our team at EMS is committed to making the startup process for online Honolulu small business owners as simple as possible. We offer everything from website design and online store development to continuous hosting, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.
Working with EMS, you can improve the effectiveness of your online presence while also generating more revenue.
The online payment processing options listed below are designed specifically for eCommerce providers such as yourself.
-Web Store: Expand customer reach and increase your revenue with an eCommerce shopping cart.
-Web Design: Make life simple by partnering with a dedicated designer to build your website.
-API Integration: Experience seamless integration with an Application Program Interface (API) component.
Powerful Payment Processing You Can Trust
Why Choose EMS as Your Honolulu Payment Processing Company?
Electronic Merchant Systems embodies everything a business could want in a payment processor in Honolulu, HI.
Exceptional Service & Tools
Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.
Every service and product offered by EMS is intended to help your business thrive and grow.
Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.
24/7 Customer Support
Chances are you'll never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you'll be greeted by a real person.
We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.
As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? For over ten years, EMS has been a certified level 1 PCI provider.
When you accept cards, PCI compliance goes a long way in terms of peace of mind.
Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.
1. How Do I Know Which Payment Processing Company to Pick?
You want to make sure that the credit card processing firm you choose for your company has a lot of experience and understanding in the field, as well as reasonable pricing, good customer service, expanded functionality, and security. Don't limit yourself to the biggest payment providers, the cheapest credit card processing, or the most widely used credit card reader.
Sifting through a plethora of credit card processing firms and selecting the best one is critical, and it could result in a lower credit card processing rate.
2. What Exactly is a Merchant Account?
A merchant account enables your company to accept credit and debit cards, as well as to transmit payments from credit card purchases.
When a consumer makes a purchase at your business using a credit or debit card, your merchant account works in the background to remove funds from the customer's bank account and deposit them into your business account.
3. Can My Business Qualify for a Merchant Account?
The merchant account application process may differ depending on your individual business type and the associated risk that the credit card networks have allocated and implemented.
However, the majority of merchant businesses are eligible for a merchant account.
4. How Do Merchants Typically Get Burned by Their Payment Processing Provider?
Unfortunately, some service providers exploit business owners like you by enforcing the following:
• Hidden fees and lack of transparent pricing
• Lack of overall security
• Poor customer service
• Solutions/Payment methods that don't fit your business model
5. How Can EMS Help My Business Compete With the Big Companies?
It's one thing to compete against other small businesses, but your merchant services provider should also equip you with tools to help you compete against big-box retailers.
You need a credit card processor that can help you enhance your brand by providing a comprehensive range of business merchant services, regardless of the size of your company. Inquire about EMS gift cards, loyalty programs, and other services like web hosting and design.
6. What if I Need Help With Funding?
That is something we can surely assist with. A funding program called BizFunds is one of the extra features that EMS provides.
To help Honolulu enterprises raise financing, we will purchase a pre-determined quantity of future sales volume.
The best aspect is that you pay an agreed-upon percentage of your daily sales until the merchant cash advance is paid in full, rather than a fixed monthly payment.
7. What Is the Cost of Payment Processing?
Accepting credit cards has a wide range of costs. When you sign a contract with your payment processor, it's vital that you pay attention to the fees that will be charged.
Before you sign a contract with your payment processor, make sure you understand the fees you'll be charged. Also, inquire about the entire process.
8. What Types of Payment Can I Accept?
Payment processing allows small businesses to accept traditional stripe cards along with EMV chip cards.
Mobile credit card processing is a great option for service-based businesses without a brick-and-mortar location for seamless payments and convenient email invoicing.
9. What Type of POS Equipment Do I Need?
This is entirely dependent on your business model and operations. The kind of credit card terminal you choose is mostly determined by the types of payments you want to accept and how you want to accept them.
If you actually want to manage your complete business, including ringing up numerous goods, tracking inventory, managing staff, and more, you should utilize a POS system.
A countertop terminal may be your best bet if you exclusively accept payments from a physical, brick-and-mortar site.
A mobile POS system is ideal for accepting payments at events such as festivals, trade exhibitions, and farmers' markets.
You'll want to think about a virtual terminal for phone payments and bills.
Choose the Best Merchant Services and Credit Card Processing Solutions in Honolulu
We take pride in the dependability, security, and trustworthiness of our services at Electronic Merchant Systems. One of the many reasons that EMS has such a positive connection with our Honolulu retailers is because of this level of support.
The term "no good merchant left behind" is more than a slogan at EMS. Our financial institution is aware of your company's needs and is dedicated to assisting you in reaching your goals.
We are much more than simple merchant credit card services. At EMS, we are dedicated to handling all of your credit card processing needs, including:
- Improving your cash flow
- Minimizing your exposure to fraud losses
- Providing the best credit card rates
- Providing the top payment processing tools and opportunities
- Streamlining your business operations
- eCommerce, email invoicing, contactless payment options
Don't spend another day with out-of-date terminals or ridiculously slow transaction times that could alienate your customers.
Instead, choose EMS - where we offer Honolulu businesses the most updated payment processing solutions that are simple and effective.
As previously stated, simply take a look at our 975+ Google Customer Reviews, and you'll notice that we excel at providing outstanding products and services to business owners just like you.
We stand by the quality of our product, but if you have any questions or issues, you can rest assured that our customer service team is available to help you 24 hours a day, seven days a week.
If you are looking for the best Honolulu, Hawaii payment processing solutions, please fill out the form below for a consultation.
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