Everett, Washington Credit Card Processing and Merchant Services

Everett, Washington Credit Card Processing and Merchant Services

Are you looking for the top payment processing company in Everett, WA?

Electronic Merchant Systems provides simplistic, all-inclusive merchant services. There is no filler here; only the products and services your business requires to thrive.

You're probably dealing with excessive processing rates and fees that are affecting the bottom line of your business. Isn't it irritating?

Do you want to begin accepting all major credit cards? Maybe you already accept cards but want to upgrade your payment processing technology and solutions.

We can assist in either case.

Electronic Merchant Systems can help your Everett business grow by providing integrated payment processing solutions. From traditional payment terminals, mobile payment solutions, and eCommerce payment gateways - we have you covered no matter what credit card processing you need.

Electronic Merchant Systems has been assisting small businesses just like yours in realizing their full potential for over 30 years.

That includes:

  • Streamlining the acceptance of all major credit and debit cards
  • Saving money on your credit card rates and fees
  • The addition of email invoicing, contactless payment, or eCommerce
  • Receiving exceptional 24/7/365 Customer Service

If the above points sound like great opportunities for company growth, we believe we'd be a good fit. We'd be thrilled to help you achieve your objectives.

So, where do we go from here? The first step is to take action by clicking the button below and requesting a consultation.


Want to learn a little bit more about why EMS' merchant services solutions before making a decision? No worries!

EMS has been named one of Retail CIO’s 10 Most Promising Payment and Card companies of 2019, a Top 20 Most Promising POS Solution Provider in 2020, and is recognized as a Top 10 provider in CIOReview’s Mobile Payment 2021.

We also have over 975+ Google Customer Reviews to back those claims up, not to mention our dedicated, 24/7 customer support team.

Keep scrolling to our table of contents where we dive into unique benefits for each business type.

Table of Contents


Top Credit Card Payment Processing for Small Businesses in Everett

Our ultimate goal is to provide exceptional merchant services and credit card processing to local Everett businesses, making your life easier without sacrificing quality, efficiency, or speed.

When customers spend money on goods and services, they expect transactions to be quick, secure, and seamless. That is, the ability to pay with their credit or debit card by dipping, touching, or swiping it.

However, just because you require current technology does not prevent a simple approach; after all, you are providing your clients with convenience and security.

Plus, you can be confident that all customer information is safe and secure when you use EMS as your merchant services provider.

For over ten years EMS has been a certified level 1 PCI provider.

The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that ALL companies that process, store, or transmit credit card information maintain a secure environment.

Because of this, you may rest confident that you are entirely safe with EMS, as described above.

As a result, our goal is to remove all of the unnecessary stress accompanying payment processing, allowing you to focus on providing outstanding service.

We make the payment transaction process as simple as possible for your consumers so they can concentrate on what matters most to them: your products and services.

If your Everett business already uses credit card processing services but needs faster transaction solutions or wants to handle transactions in a more modern way, a new Point of Sale terminal may be required.

Regardless, we are here to assist you and get you started in the right direction, no matter what your business requires to grow.

What exactly does that look like?

Accept Online & In-Person Payments in Everett, Washington


Electronic Merchant Systems is committed to meeting all of your company's needs. 

EMS is excited to provide Everett businesses with a wide variety of secure payment processing options for both online and in-person transactions.

EMS allows you to confidently accept all major credit cards, whether you are a physical store or an online retailer. Discover, Mastercard, Visa, and American Express are all accepted.

You will receive a setup that is tailored to your company's specific needs, as well as exclusive tools that will allow you to save money, streamline operations, and increase sales by partnering with us.

Sounds pretty good, right?

The four main business types we provide payment processing for include:

  • Retail stores
  • Restaurants
  • Service-based businesses
  • Online and eCommerce businesses

EMS also provides a Surcharge Program, which allows you to charge customers who pay with a debit or credit card to cover the transaction fees that would otherwise be your responsibility. This allows them to continue to enjoy the convenience of paying with a credit card while incurring minimal or no credit card processing fees for you.

Let’s take a look at more detailed payment processing solutions for your type of business.

Everett Retail Store Solutions

Being a retail store owner can be more than a little hectic. Thankfully, EMS can help streamline operations.

Electronic Merchant Systems is an industry-leading retail Point of Sale systems provider.

With EMS’ MaxxPay, not only can you accept all major credit cards like Visa, American Express, Discover, and MasterCard, but you can add customized gift cards, review employee hours, set up low quantity alerts, and much more.


Every service provided by Electronic Merchant Systems is intended to assist Everett businesses in growing while also making day-to-day operations more manageable and convenient.

The payment processing technologies listed below are simple to use and are tailored to the specific requirements of any retail business.

-Credit Card Terminal: Credit card transactions are critical to business success. Our terminals support EMV chip cards, contactless payments, and mobile wallets with secure, compact terminals so you can accept both online and in-person payments.

-MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that seamlessly connects an entire store with its customers. Process payments, manage inventory and more, with an all-in-one Point of Sale solution.

-Gift & Loyalty Cards: Customer retention and acquisition is important for any Everett small business. With gift and loyalty cards, business owners have an efficient, yet simple opportunity to increase sales and generate new customers.

Restaurant Solutions

Your to-do list as a restaurant owner is likely as long as your drink menu.

We recognize that you have a lot on your plate, from inventory management and product shipment to employee collaboration and customer satisfaction.

It's easy to become so focused on running and growing your business that you overlook payment processing.

As a result, Electronic Merchant Systems is pleased to provide Everett restaurants with simple, yet user-friendly tools to meet their various needs.

restaurant-pos-solutions-in-everett-waFor restaurants specifically, we are excited to offer Total Touch POS. Total Touch is a comprehensive restaurant point of sale system that provides benefits such as:

-Open Table Management: Restaurant owners can manage tables from the front to the back office to reduce long wait times by increasing the speed of checkout.

-Payment Options: Do customers want to split checks by seat or by the entire table? This is done simply with Total Touch, which saves your staff headaches and increases customer experience.

-Easy-to-use interface: An easily navigable interface saves you time, which, as we all know, saves you money. This simplifies your processes and allows you to turn tables more quickly.

-Online and Mobile Ordering: More and more folks in Everett are ordering food online. With Total Touch’s online and mobile ordering feature, your restaurant’s sales and efficiency will increase.

When you partner with EMS, you're giving your customers the absolute best dining experience possible. 


Service-Based Business Solutions in Everett, WA

A service-based business in Everett has a lot of moving elements, from employee travel through quotations and estimates and finally to the actual delivery of their services.

Electronic Merchant Systems developed EMSmobile to make life easier for our customers. EMSmobile is a multifaceted payment solution that combines mobile payment software and a virtual terminal to offer a unified payment experience.

Receiving payments has never been simpler than when your mobile device doubles as a full-service credit card point of sale.

You're already aware of how important your smartphone is in your daily life. Now, consider how useful it could be for your business.

Think about this: you'll never have to go out of your way to find customers to collect cash or checks again. You'll never have to stand in line again at the bank.

The software from EMSmobile transforms a standard smartphone into a full credit and debit card acceptance device, allowing you to accept payments from your customers' homes or places of business.

We're talking about the most basic method for handling all aspects of client management. It is, in essence, a lifeline for small businesses.

Additional benefits of Electronic Merchant Systems’ Virtual Terminal include:

-Email Invoicing: If your customer needs to leave at the end of the day, give them an email invoice instead. This enables them to make a safe online payment with a single click. You can also use the Merchant Console to see which invoices have been seen and paid.

-Mobile Payments: Use your mobile smart device or tablet to accept payments.

-Secure Vault: Secure storage of customer credit card data for convenient re-use.

-Recurring Billing: Schedule automatic billing for service agreements. Any updates will be synced to all your EMSmobile devices in real-time.

-Business Management Tools: Manage the most important aspects of your businesses with EMS’ cloud-based program, the Merchant Console. You can review email invoice statuses, view all transactions, manage inventory, analyze sales trends, and more!


Online Business Solutions

As an internet-based business or as a company that intends to go online in the near future, you need an appealing eCommerce website that allows you to offer items or services while also processing payments. This is where EMS comes in.

A clean, professionally designed website is beneficial to businesses because it increases brand viability and reach, builds credibility, and generates more revenue.

Electronic Merchant Systems' diligent team is dedicated to making the launch process as simple as possible for online Everett small business entrepreneurs. We offer everything from website design to the creation of an online store, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.

You can increase the effectiveness of your online presence while also increasing revenue by partnering with EMS.

The online payment processing options listed below are designed specifically for eCommerce providers such as yourself.

-Web Store: Expand customer reach and increase your revenue with an eCommerce shopping cart.

-Web Design: Make life simple by partnering with a dedicated designer to build your website.

-API Integration: Experience seamless integration with an Application Program Interface (API) component.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Everett Payment Processing Company?

Electronic Merchant Systems embodies everything a business could want in a payment processor in Everett, WA.

Exceptional Service & Tools

Top Merchant Services

EMS' partner's financial well-being is enhanced by our innovative suite of business solutions, high level of quality service, and dedicated employees.

Every service and product provided by EMS is designed to help your company thrive and grow.


Highly Reviewed Credit Card Processing

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

reliable 24/7 customer support

You'll almost certainly never need to contact our industry-recognized customer service, but if you do, you'll be greeted by a live person.

We have a knowledgeable, US-based staff of customer care representatives available to our Merchants 24 hours a day, 7 days a week via phone, email, and live chat.



As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years EMS has been a certified level 1 PCI provider.

When you accept cards, PCI compliance goes a long way in terms of peace of mind.

Our Philosophy

Merchant Services Near Me

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.


start-accepting-credit-cards-in-everett-wa-todayFrequently Asked Questions

1. How Do I know Which Payment Processing Company to Pick?

You should choose a credit card processing company that has extensive experience and knowledge in the field, as well as reasonable pricing, excellent customer service, expanded functionality, and security.

Consider more than the largest payment processors, the cheapest credit card processing, or the most widely used credit card reader.

It is critical that you sort through all of your credit card processing company options and select the best one, which may result in a lower credit card processing rate.

2. What is a Merchant Account?

A merchant account enables your company to accept credit and debit cards, as well as to transmit payments from credit card purchases.

When a consumer makes a purchase at your business using a credit or debit card, your merchant account works in the background to withdraw funds from the customer's bank account and deposit them into your business account.


3. Can my business qualify for a merchant account?

The application process for a merchant account may change depending on the sort of business you have and the associated risk that the credit card networks have imposed.

However, the vast majority of merchant businesses are eligible for a merchant account.


4. How do merchants typically get burned by their payment processing provider?

Unfortunately, some service providers exploit business owners like you by enforcing the following:

• Hidden fees and non-transparent pricing
• Lack of overall security
• Poor customer support
• Solutions/Payment methods that don't fit your business model


5. How can EMS help my business compete with the big box companies?

Competing against other small businesses is one thing, but your merchant services provider should also equip you with tools to assist you compete against big-box stores.

Regardless of the size of your business, you need a credit card processor who can help you improve your brand by offering a variety of business merchant services. Inquire about EMS gift cards, loyalty programs, and other web hosting and design services.


6. What if I need help with funding?

That is something we can surely assist with. A funding program called BizFunds is one of the extra features that EMS provides.

To help Everett small businesses raise financing, we will purchase a pre-determined quantity of future sales volume.

The best aspect is that you pay an agreed-upon percentage of your daily sales until the merchant cash advance is paid in full, rather than a fixed monthly payment.


7. What is the Cost of Payment Processing?

Accepting credit cards has a wide range of costs. It's critical that you pay attention to the fees that will be charged when you sign a contract with your payment processor.

In fact, you may be best served about the payment processor's entire payment processing procedure just to ensure transparency.


8. What types of payment can I accept?

Payment processing enables small businesses to accept both traditional magnetic stripe cards and EMV chip cards.

Mobile credit card processing is an excellent option for service-based businesses that do not have a physical location because it allows for seamless payments and convenient email invoicing. Visa, American Express, Discover, and Mastercard should all be accepted.


9. What type of POS Equipment do I need?

This is entirely dependent on your company's operations and business model. The sort of credit card terminal you choose is primarily determined by the payment choices you wish to accept and how you need to take those payments.

If you actually want to manage your complete firm, you should use a POS system to ring up numerous goods, track inventory, manage personnel, and more.

A countertop terminal may be your best bet if you exclusively accept payments from a physical, brick-and-mortar site.

A mobile POS system is an excellent choice if you accept payments at events such as trade exhibitions, festivals, or farmers' markets.

You'll want to talk about a virtual terminal for phone payments and bills.


Choose the Best Merchant Services and Credit Card Processing Solutions in Everett



Electronic Merchant Systems takes pride in the dependability, security, and trustworthiness of our services. This type of assistance is one of the many reasons why EMS has such a positive relationship with our Everett merchants.

At EMS, the statement no good merchant is left behind is more than just a catchphrase. Our financial institution understands your company's needs and is committed to assisting you in your success.

We are much more than just payment processing. At EMS, we are committed to meeting all of your credit card processing needs, including:

  • Providing the top payment processing tools and opportunities
  • Improving your cash flow
  • eCommerce, email invoicing, contactless payment options
  • Streamlining your business operations
  • Providing the best credit card rates
  • Minimizing your exposure to fraud losses

Don't waste another day with terminals that are out of date or transaction times that are too slow to please your consumers.

Instead, choose EMS - where we offer Everett businesses the most updated payment processing solutions that are simple and effective.

As previously stated, just take a look at our 975+ Google Customer Reviews and you'll notice that we excel at providing outstanding products and services to business owners just like you.

We stand behind the integrity of our product, but if you have any questions or concerns, you can feel completely confident in knowing that our customer care team is here 24 hours a day, seven days a week to assist you.

If you are looking for the best Everett, Washington payment processing solutions, please fill out the form below to get a consultation.

Request a Consultation