So you're researching for the best payment processing company in Columbia, SC, aren't you? Electronic Merchant Systems provides straightforward, comprehensive merchant services.
I'm assuming you're dealing with exorbitant processing rates and fees that are wreaking havoc on your company's bottom line.
Perhaps you'd like to expand your business by accepting credit cards.
If this is the case, we can assist you.
Electronic Merchant Systems offers robust payment processing solutions for your Columbia business. Whether you are looking for a regular payment terminal, a mobile payment solution, or an eCommerce payment gateway, we can help.
Electronic Merchant Systems has been assisting small businesses just like yours in realizing their full potential for over 30 years.
- Streamlining the acceptance of all major credit and debit cards
- Saving money on your credit card rates and fees
- Receiving stellar 24/7/365 Customer Service
- Adding email invoicing, contactless payment, or eCommerce
If the aforementioned points strike you as tremendous growth potential opportunities, you're our type of client. We'd be delighted to help you achieve your objectives.
The first step is to take action by clicking the button below to request a consultation.
Do you want more information about payment processing solutions for your specific business? Or are you curious about who we are?
EMS has been named one of Retail CIO's 10 Most Promising Payment and Card companies of 2019, a Top 20 Most Promising POS Solution Provider in 2020, and is recognized as a Top 10 provider in CIOReview's Mobile Payment 2021.
We also have 975+ Google Customer Reviews to back those claims up, not to mention our dedicated, 24/7 support team.
Scroll down a little more to our table of contents, where we dive into unique benefits for each business type.
Table of Contents
- Small Business Solutions
- Retail Businesses
- Restaurant Businesses
- Service-Based Businesses
- Online Solutions
- Why Choose EMS?
- Frequently Asked Questions
Top Credit Card Payment Processing for Small Businesses in Columbia
When you choose EMS' merchant services, you're making a decision that ensures your life as a business owner is easier without sacrificing quality or speed.
When customers spend their money on goods and services, they want transactions to be quick, secure, and seamless in nature. That means they can pay by dipping, tapping, or swiping their credit or debit card.
However, just because you require contemporary technology doesn't imply the method can't be straightforward - after all, simplicity and security are what you're delivering to your clients.
With EMS as your merchant services provider, you can rest comfortably that the information provided by your consumers is safe and protected.
For over ten years, EMS has been a certified level 1 PCI provider.
The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that ALL companies that process, store, or transmit credit card information maintain a secure environment.
Because of this, you may rest confident that you are protected with EMS, as explained above.
As a result, we seek to minimize all of the burden associated with payment processing, allowing you to concentrate on providing exceptional service while also reaping the rewards of doing so without having to deal with any hassles.
We attempt to make the transaction procedure as simple as possible so that your clients can pay attention to what really matters: your products and services.
A new credit card processing system may be necessary if your Columbia business already uses credit card processing services but demands faster transaction solutions or want to handle transactions in a more modern manner.
So, what does that look like?
Accept Online & In-Person Payments in Columbia, South Carolina
No matter what your business wants, Electronic Merchant Systems will offer results.
EMS proudly offers businesses in Columbia a variety of secure payment processing options for both in-person and online transactions.
Whether your business is brick-and-mortar or click-and-mortar online, EMS enables businesses the capabilities to accept all major credit cards with simplicity.
By working with us, you obtain a setup that is suited to your needs, along with proprietary solutions that allow you to save money, streamline processes, and drive more sales.
The four main business types we provide payment processing for include:
- Retail stores
- Restaurants and bars
- Service-based businesses
- Online and eCommerce businesses
EMS also offers a Surcharge Program where you can require customers who choose to pay with a debit or credit card to also cover the transaction fees that would otherwise be your responsibility. This allows them to still enjoy the convenience of paying with a credit card at little or no credit card processing fees for you.
Let's take a look at more detailed payment processing solutions for your type of business.
Columbia Retail Store Solutions
Being a retail store owner can be more than a little hectic. Thankfully, EMS can help streamline operations.
Electronic Merchant Systems is an industry-leading retail Point of Sale systems provider.
With EMS' MaxxPay, not only can you accept all major credit cards like Visa, American Express, Discover, and MasterCard, but you can add customized gift cards, review employee hours, set up low quantity alerts, and much more.
Every service offered by EMS is meant to assist Columbia businesses in growing and thriving - while also making day-to-day operations more manageable and convenient.
The payment processing technologies listed here are designed to satisfy the specific demands of any retail business, and they are easy to use.
-Credit Card Terminal: Credit card transactions are vital to company success. Our terminals handle EMV chip cards, contactless payments, and mobile wallets with safe, small terminals so you can accept both online and in-person payments.
-MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that effortlessly links a complete store with its consumers. Process payments, manage inventory and more, with an all-in-one Point of Sale solution.
-Gift & Loyalty Cards: Customer retention and acquisition is vital for any Columbia small business. Business owners have an efficient yet simple chance to expand sales and acquire new consumers with gift and loyalty cards.
Chances are, your list of tasks as a restaurant owner is as long as your beverages menu.
From inventory management and product dispatches to employee collaboration and customer satisfaction, we realize you have a lot to do.
Payment processing can easily slip right between the cracks.
That is why Electronic Merchant Systems gives Columbia restaurants intuitive tools to satisfy your diverse needs.
For restaurants specifically, we are excited to offer Total Touch POS. Total Touch is a comprehensive restaurant point of sale system that provides benefits such as:
-Open Table Management: From the front office to the back office, restaurant owners can manage tables to reduce long wait times by increasing the speed of checkout.
-Payment Options: Do consumers want to split checks by seat or have one check for the entire table? This can be done simply using Total Touch, which saves your employees headaches and boosts client experience.
-Easy-To-Use Interface: An interface that is readily browsed saves you time which, we all know, saves you money. This streamlines your procedures and allows you to turn tables faster.
-Online and Mobile Ordering: More and more persons in Columbia are ordering food online. With Total Touch's online and mobile ordering function, your restaurant's sales and efficiency will grow.
When you partner with EMS, you're giving your customers the absolute best dining experience possible.
Service-Based Business Solutions in Columbia, SC
A service-based business in Columbia has a lot of moving elements, from employee travel through quotations and estimates and finally to the actual delivery of their services.
EMSmobile is a solution designed by Electronic Merchant Systems to make life easier for its customers. EMSmobile is a comprehensive payment tool that combines a mobile payment app with a Virtual Terminal to create a sleek payment experience.
Using your mobile smartphone as a complete credit card point of sale, you'll find that receiving payments has never been smoother.
You are already aware of the relevance of your smartphone in your everyday activities. Consider how you could use it to your advantage as the most effective tool for your business.
Just think about it: you'll never have to track down clients to collect cash or checks again. You will never have to stand in line a the bank again.
It is possible to accept credit and debit card payments at your customer's home or place of business using the EMSmobile software, which transforms a standard smartphone into a comprehensive credit and debit card acceptance device.
Get paid in advance of starting a job, and make it easier to get rewarded for any additional work. We're talking about the most straightforward approach to complete client management. Ultimately, it is a lifeline for small companies.
Additional benefits of Electronic Merchant Systems' Virtual Terminal include:
-Email Invoicing: If your customer had to step away at the end of the day, send them an invoice via email instead. This allows them to securely pay online with a simple click. Plus, you can see which invoices have been viewed and paid via the Merchant Console.
-Mobile Payments: Use your mobile smart device or tablet to accept payments.
-Secure Vault: Secure storage of customer credit card data for convenient re-use.
-Recurring Billing: Schedule automatic billing for service agreements. Any updates will be synced to all your EMSmobile devices in real-time.
-Business Management Tools: Manage the most important aspects of your businesses with EMS' cloud-based program, the Merchant Console. You can review email invoice statuses, view all transactions, manage inventory, analyze sales trends, and more!
Online Business Solutions
As an internet-based business or as a company that plans to go online in the near future, you need an appealing eCommerce platform that allows you to provide products or services while also processing payments. This is where EMS comes in.
It is important for businesses to have a clean, professionally designed website as it enhances brand viability and reach, builds trust, and generates more money.
Our staff at EMS is devoted to simplifying the startup process for online Columbia small business entrepreneurs like you. We provide everything from site design and online store development to continuous hosting, as well as a secure payment gateway to accept credit and debit card transactions and digital payments over the internet.
Working with EMS, you can increase the efficacy of your online presence while simultaneously earning more income.
The online payment processing options listed below are designed specifically for eCommerce providers such as yourself.
-Web Store: Expand customer reach and increase your revenue with an eCommerce shopping cart.
-Web Design: Make life simple by partnering with a dedicated designer to build your website.
-API Integration: Experience seamless integration with an Application Program Interface (API) component.
Powerful Payment Processing You Can Trust
Why Choose EMS as Your Columbia Payment Processing Company?
Electronic Merchant Systems embodies everything a business could want in a payment processor in Columbia, SC.
Exceptional Service & Tools
Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.
Every service and product offered by EMS is intended to help your business thrive and grow.
Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.
24/7 Customer Support
Chances are you'll never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you'll be greeted by a real person.
We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.
As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years, EMS has been a certified level 1 PCI provider.
When you accept cards, PCI compliance goes a long way in terms of peace of mind.
Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.
1. How Do I Know Which Payment Processing Company to Pick?
You want to be sure that the credit card processing company you select for your business has comprehensive knowledge and experience in the industry, excellent customer care, competitive pricing, enhanced functionality, and is completely secure. Don't just look at the largest payment processing companies, the cheapest credit card processing, or the most popular credit card reader.
Sifting between many credit card processing companies and choosing the correct one is crucial and could land you a better credit card processing price.
2. What Exactly is a Merchant Account?
A merchant account provides your business with the ability to accept credit and debit cards and transfer funds from your customer's credit card purchases.
When a purchase is made utilizing a credit or debit card at your business, your merchant account works in the background to withdraw funds from your customer's bank and deposit them into your business bank account.
3. Does My Business Qualify for a Merchant Account?
The merchant account application process may fluctuate depending on your specific business type and the associated risk that has been assigned and implemented by the credit card networks.
That being said, most merchant businesses qualify for a merchant account.
4. How Do Merchants Typically Get Burned by Their Payment Processing Provider?
Regrettably, some providers take advantage of company owners just like you by implementing the following:
• Hidden fees and lack of transparent pricing
• Lack of overall security
• Poor customer service
• Solutions/Payment methods that don't fit your business model
5. How can EMS help my business compete with the big companies?
Competition against other small businesses is one thing, but your merchant services provider should provide extra tools to build you up against larger corporations, as well.
You need a credit card processor that helps enhance your brand by providing a broad variety of commercial merchant services no matter your company size. Ask about EMS' gift cards, loyalty programs, and other possibilities, such as site hosting, customization, and design.
6. What if I Need Help With Funding?
We can certainly help with that. One of the additional features that EMS offers is a funding program called BizFunds.
For Columbia businesses, we will purchase a pre-determined amount of your future sales volume to help raise capital.
The best part is, instead of a fixed monthly payment, you pay an agreed-upon percentage of your daily sales until the merchant cash advance has been paid in full.
7. What is the Cost of Payment Processing?
The cost of accepting credit cards varies. It's essential that you pay attention to what costs will be charged when you sign a contract with your payment processor.
Make sure you understand the costs you'll be charged by the payment processor before you sign a contract with them. Be diligent and ask questions about the whole procedure.
8. What Types of Payment Can I Accept?
Payment processing allows small businesses to accept traditional stripe cards along with EMV chip cards.
Mobile credit card processing is an excellent option for service-based businesses without a brick-and-mortar location for seamless payments and convenient email invoicing.
9. What Type of POS Equipment Will I Need?
This truly depends on your Business Operations and Model. The type of credit card terminal you select depends mainly upon the payment options you want to accept and how you need to accept those payments.
A POS system should be utilized if you want to manage your whole company to ring up numerous products, monitor inventory, manage workers, and more.
If you are only taking payments from a physical, brick-and-mortar store, a countertop terminal may be your best option.
If you accept payments at events such as trade shows, festivals, or farmers' markets, a mobile POS system is a great solution.
For phone payments and invoices, you will want to discuss a virtual terminal.
Choose the Best Merchant Services and Credit Card Processing Solutions in Columbia
At Electronic Merchant Systems, we take great pleasure in the reliability, security, and trustworthiness of our services. Because of this kind of support, EMS has such a wonderful connection with our Columbia businesses.
At EMS, the term "no good merchant is left behind" is more than a slogan. Our banking institution understands the needs of your business and is dedicated to helping you in your success.
We are much more than basic commercial credit card services. At EMS, we are committed to managing all of your credit card processing requirements, including:
- Providing the top payment processing tools and opportunities
- Streamlining your business operations
- Improving your cash flow
- Minimizing your exposure to fraud losses
- eCommerce, email invoicing, contactless payment options
- Providing the best credit card rates
Don't spend another day with out-of-date terminals or prolonged transaction times that could alienate your customers.
Instead, choose EMS - where we offer Columbia businesses the most updated payment processing solutions that are simple and effective.
As previously mentioned, look at our 975+ Google Customer Reviews, and you'll see that we excel at delivering excellent goods and services to company owners just like you!
We stand by the integrity of our product, but if you have any questions or issues, you can feel fully secure in knowing that our customer service staff is available 24 hours a day, seven days a week, to help you.
If you are looking for the best Columbia, South Carolina payment processing solutions, please fill out the form below to get a consultation.
Request a Consultation