Colchester, Vermont Credit Card Processing and Merchant Services

Colchester, Vermont Credit Card Processing and Merchant Services

So you're looking for the top payment processing company in Colchester, VT? Electronic Merchant Systems offers simple, all-inclusive merchant services.

I'm guessing you're dealing with exorbitant processing rates and fees that are wreaking havoc on your bottom line.

Perhaps you'd like to extend your company by accepting credit cards.

We can assist you if this is the case.

Electronic Merchant Systems provides dependable payment processing solutions for your Colchester business, whether you need a traditional payment terminal, a mobile payment solution, or an eCommerce payment gateway.

For almost 30 years, Electronic Merchant Systems has been aiding small businesses just like yours in reaching their full potential.

This includes the following:

Acceptance of all major credit and debit cards is being streamlined.
Rates and fees on credit cards can be reduced.
Receiving excellent customer service 24 hours a day, 7 days a week, 365 days a year
Adding email invoicing, contactless payments, or eCommerce to your business

You're our type of company if the factors above strike you as huge growth potential opportunities. We'd be delighted to help you achieve your objectives.

The first step is to take action by clicking the button below to request a consultation.


Do you want to learn more about payment processing options for your company? Or are you interested in learning more about who we are?

In 2019, EMS was designated one of Retail CIO's 10 Most Promising Payment and Card Companies, a Top 20 Most Promising POS Solution Provider in 2020, and a Top 10 provider in CIOReview's Mobile Payment 2021.

We also have over 975 Google Customer Reviews to back up our promises, not to mention a dedicated, 24/7 customer service team.

Scroll down to our table of contents, where we go through the specific advantages of each business form.

Table of Contents


Top Credit Card Payment Processing for Small Businesses in Colchester

When you choose EMS' merchant services, you're making a decision that ensures your life as a business owner is easier without sacrificing quality or speed.

Customers want transactions to be speedy, secure, and seamless when they spend money on goods and services. That is, they will be able to pay by dipping, touching, or swiping their credit or debit card.

However, just because you require current technology doesn't mean the method can't be easy; after all, it's the simplicity and security you're giving to your clients.

You can be confident that the information provided by your consumers is safe and secure when you use EMS as your merchant services provider.

EMS has been a certified level 1 PCI provider for over ten years.

The Payment Card Industry Data Security Standard (PCI DSS) is a collection of regulations meant to ensure that ALL businesses that process, store, or transport credit card information operate in a secure environment.

As a result, you may rest assured that you are completely protected with EMS, as explained above.

As a result, we attempt to remove all of the burdens associated with payment processing, allowing you to focus on providing excellent service while reaping the benefits of doing so without having to deal with any hassles.

We attempt to make the transaction procedure as simple as possible so that your clients may focus on what is truly important: your products and services.

If your Colchester business presently uses credit card processing services but needs faster transaction solutions or wants to handle transactions in a more modern manner, a new credit card processing system may be required.

So, what does that look like? 

Accept Online & In-Person Payments in Colchester, Vermont


Electronic Merchant Systems will meet your business's needs regardless of the need. 

EMS is pleased to provide Colchester businesses a comprehensive range of secure payment processing options for both online and in-person transactions.

Whether your business is brick-and-mortar or online, EMS provides businesses with the tools necessary to accept all major credit cards.

By working with us, you will receive a setup personalized to your specific needs, as well as access to exclusive technologies that will help you save money, streamline processes, and increase sales.

The four primary company kinds for which we process payments are as follows:

Retail establishments Restaurants Businesses that provide a service
Businesses that operate online and through e-commerce

Additionally, EMS offers a Surcharge Program where you can ask clients who pay with a debit or credit card to repay the transaction expenses that would be your responsibility otherwise. This enables companies to retain the ease of paying with a credit card while incurring minimal or no credit card processing fees on their behalf.

Let's take a closer look at more comprehensive payment processing solutions for your industry.

Colchester Retail Store Solutions

It can be exhausting to run a retail store. Fortunately, EMS can assist in streamlining procedures.

Electronic Merchant Systems is a leading provider of retail POS systems.

Not only can you accept all major credit cards with EMS' MaxxPay, but you can also add customized gift cards, check employee hours, set up low quantity alerts, and much more.


Every EMS service is designed to help Colchester businesses expand and thrive while also making day-to-day operations easier to manage and convenient.

The payment processing systems featured here are straightforward to use and tailored to meet the specific needs of any retail business.

-Credit Card Terminal: Credit card transactions are essential to the success of any business. With safe, compact terminals that enable EMV chip cards, contactless payments, and mobile wallets, you can accept both online and in-person payments.

-MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that links an entire store to its consumers in a seamless manner. With an all-in-one Point of Sale solution, you can process payments, manage inventory, and more.

-Gift & Loyalty Cards: Customer retention and acquisition are critical for every small business in a Colchester. Gift and loyalty cards provide business owners with a quick and easy way to boost sales and attract new consumers.

Restaurant Solutions

As a restaurant owner, your to-do list is likely to be as extensive as your drink menu.

We understand you have a lot on your plate, from inventory management and product shipping to employee coordination and customer satisfaction.

Payment processing can easily fall between the cracks.

As a result, Electronic Merchant Systems provides Colchester restaurants with user-friendly tools to satisfy your diverse requirements.

We are particularly pleased to provide Total Touch POS to eateries. Total Touch is a comprehensive restaurant POS system that offers features such as:

-Open Table Management: Restaurant operators can control tables from the front office to the back to reduce long wait times by increasing the speed of checkout.

-Payment Options: Do customers like to split checks by seat or by table? This is easily accomplished with Total Touch, which saves your employees time and improves the customer experience.

-Easy-to-navigate interface: An easy-to-navigate interface saves you time, which, as we all know, saves you money. This simplifies your operations and helps you to turn tables more quickly.

-Online and Mobile Ordering: An increasing number of people in Colchester are ordering food online. Your restaurant's sales and efficiency will grow thanks to Total Touch's online and mobile ordering features.

When you work with EMS, you're providing your customers with the best dining experience imaginable.

Service-Based Business Solutions in Colchester, VT

In Colchester, a service-based company has a lot of moving parts, from employee travel to quotations and estimations to the actual delivery of their services.

Electronic Merchant Systems developed EMSmobile to make life easier for its customers. EMSmobile is a comprehensive payment solution that combines a mobile payment app and a virtual terminal to create a frictionless payment experience.

Receiving payments has never been easier than when you use your mobile device as a complete credit card point of sale.

You are already aware of your smartphone's importance in your daily activities. Consider how you might leverage it as the most effective tool for your business.

Consider this: you will never need to track down clients to collect cash or checks again. You will never again have to wait in a bank line.

Accept credit and debit card payments at your customer's residence or place of business with the help of the EMSmobile software, which transforms a basic smartphone into a comprehensive credit and debit card acceptance device.

Paying in advance at the start of a task makes it easier to get rewarded for any additional labor. We're discussing the most straightforward method of customer administration. It is, in essence, a lifeline for small companies.

Additional benefits of Electronic Merchant Systems’ Virtual Terminal include:

-Email Invoicing: If your customer is required to leave the office at the end of the day, email them an invoice instead. This enables them to make a safe online payment with a single click. Additionally, you may view and pay invoices directly from the Merchant Console.

-Mobile Payments: Accept payments using your mobile smart device or tablet.

-Secure Vault: Safely store customer credit card information for future use.

-Automatic Billing: Set up recurring billing for service agreements. Any upgrades will be instantly synced to all of your EMSmobile devices.

-Organization Management Tools: EMS' cloud-based application, the Merchant Console, enables you to manage the most critical parts of your business. You can check the status of email invoices, monitor all transactions, manage inventory, and evaluate sales patterns, among other things!

Online Business Solutions

As an online-only business or one that plans to go online in the near future, you'll need an attractive eCommerce website that allows you to sell products and services while also processing payments. This is where we come into the picture.

A clean, professionally designed website is useful to organizations since it boosts brand viability and reach, develops credibility, and generates more revenue.

Our team at EMS is committed to making the startup process for online Colchester small business owners as simple as possible. We offer everything from website design and online store development to continuing hosting, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.

You can increase the effectiveness of your online presence while also increasing revenue by partnering with EMS.

The online payment processing alternatives listed below were created with eCommerce operators like you in mind.

-Ecommerce Shopping Cart: With an eCommerce shopping cart, you may expand your consumer base and enhance your earnings.

-Web Design: Make your life easier by working with a professional designer to create your website.

-API Integration: Use an Application Program Interface (API) component to achieve seamless integration.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Colchester Payment Processing Company?

Electronic Merchant Systems embodies everything a business could want in a payment processor in Colchester, VT.

Exceptional Service & Tools

Top Merchant Services

Our client's financial well-being is enhanced by our innovative suite of business solutions, high level of quality service, and devoted workers.

Every service and product provided by EMS is designed to help your company thrive and expand.


Highly Reviewed Credit Card Processing

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

Best Customer Support Payment Processor

Chances are you’ll never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you’ll be greeted by a real person.

We offer a competent, US-based customer care team that is available to our Merchants 24 hours a day, 7 days a week, via phone, email, and live chat.


Payment Processing Near Me

As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years EMS has been a certified level 1 PCI provider.

When you accept cards, PCI compliance goes a long way in terms of peace of mind.

Our Philosophy

Merchant Services Near Me

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.


start-accepting-credit-cards-in-colchester-vt-todayFrequently Asked Questions

1. How Do I know Which Payment Processing Company to Pick?

You want to ensure that the credit card processing company you choose has vast industry expertise and experience, competitive pricing, superior customer care, expanded functionality, and is secure. Consider more than the largest payment processors, the most affordable credit card processing, or the most popular credit card reader.

Sifting through the numerous credit card processing companies and selecting the best one is critical and may result in a lower credit card processing rate.

2. What exactly is a Merchant Account?

A merchant account enables your company to accept credit and debit cards, as well as to transmit payments from credit card purchases.

When a consumer makes a purchase at your business using a credit or debit card, your merchant account works in the background to remove monies from the customer's bank account and deposit them into your business account.


3. Can my business qualify for a merchant account?

The merchant account application process may differ depending on your individual business type and the associated risk that the credit card networks have allocated and implemented.

Having said that, the majority of merchant businesses are eligible for a merchant account.

4. How do merchants typically get burned by their payment processing provider?

Unfortunately, some service providers exploit business owners like you by enforcing the following:  
• Poor customer service 
• Hidden costs and a lack of transparency in pricing 

5. How can EMS help my business compete with the big companies?

Competing with other small businesses is one thing, but your merchant services provider should also provide you with additional tools to help you compete with large box retailers.

Regardless of the size of your organization, you require a credit card processor that assists in elevating your brand through a comprehensive suite of business merchant services. Inquire about EMS's gift cards, reward programs, and other services, like web hosting and design.


6. What if I need help with funding?

That is something we can surely assist with. A funding program called BizFunds is one of the extra features that EMS provides.

To help Colchester enterprises raise financing, we will purchase a pre-determined quantity of future sales volume.

The best aspect is that you pay an agreed-upon percentage of your daily sales until the merchant cash advance is paid in full, rather than a fixed monthly payment.


7. What is the Cost of Payment Processing?

The cost of accepting credit cards varies greatly. When you sign the contract with your payment processor, you must pay close attention to the fees that will be levied.

Before you sign a contract with your payment processor, make sure you understand the fees you'll be charged. Also, ask questions regarding the entire procedure.

8. What types of payment can I accept?

Payment processing enables small businesses to accept both classic magnetic stripe cards and EMV chip cards.

Mobile credit card processing is an excellent alternative for service-based businesses that do not have a physical location because it allows for smooth payments and convenient email invoicing.


9. What type of POS Equipment do I need?

This is entirely dependent on your company's operations and business model. The sort of credit card terminal you choose is primarily determined by the payment choices you wish to accept and how you need to take those payments.

If you actually want to manage your complete company, you should use a POS system to ring up numerous goods, track inventory, manage personnel, and more.

A countertop terminal may be your best bet if you exclusively accept payments from a physical, brick-and-mortar site.

A mobile POS system is an excellent choice if you accept payments at events such as trade exhibitions, festivals, or farmers' markets.

You'll want to talk about a virtual terminal for phone payments and bills.

Choose the Best Merchant Services and Credit Card Processing Solutions in Colchester


We take great pride in the dependability, security, and trustworthiness of our services at Electronic Merchant Systems. This type of help is one of the many reasons why EMS has such a positive connection with our Colchester retailers.

At EMS, the statement "no good merchant is ever left behind" is more than a catchphrase. Our financial institution is sensitive to your business's needs and is committed to aiding you in achieving success.

We are much more than a merchant credit card processing company. EMS is committed to meeting all of your credit card processing needs, including the following:

Providing the industry's most advanced payment processing tools and services
Enhance your financial flow
ECommerce, invoices sent through email, and contactless payment options
Enhancing the efficiency of your business operations
Offering the most competitive credit card rates
Keeping your exposure to fraud losses to a minimum

Spend no more time with obsolete terminals or absurdly poor transaction times that may alienate your clients.

Rather than that, pick EMS, where we provide simple and effective payment processing solutions to Colchester businesses.

As previously said, one need just glance at our 975+ Google Customer Reviews to see that we thrive at offering exceptional products and services to business owners like you.

We stand by the integrity of our product, but if you have any questions or issues, you can rest certain that our customer service team is available to assist you 24 hours a day, seven days a week.

If you're seeking the best payment processing solutions in Colchester, Vermont, please fill out the form below to schedule a consultation.


Request a Consultation