Gym & Fitness Studio Credit Card Processing & Merchant Services

Personal trainers, fitness studios, yoga studios and gym owners demand reliable and straightforward payment processing solutions.

Your fitness merchant services should offer quick and easy payment options so your members can get their exercise without payment hassles and your business can collect, organize, and accept payments in a simple, streamlined process.

Whether you're an independent personal trainer who offers only one-on-one training or one that runs group trainings, bootcamps, or online fitness training sessions online, it is important to understand the value of having a reliable and secure payment processing system.

Working with a payment processing company that offers you the ability (and flexibility) for online, automated recurring payments allows you to spend less time chasing payments and more time training and helping clients meet their fitness goals.

Collecting payments manually may work fine at first, but as your business grows, your operations should scale accordingly. We've found that automated payment and mobile pay options help to eliminate financial headaches and increase revenue for gym owners and fitness centers.

With EMS services, gym owners can:

  • Reduce late payments
  • Cut back on missed membership dues
  • Get funds quickly
  • Track finances efficiently
  • Eliminate the hassle of manual collections

Established in 1988, EMS has become the largest independently owned electronic merchant services company in North America.

From payment processing terminals, mobile pay, website design, POS systems, credit card processors, and more, our merchant services company has everything your fitness organization needs to handle simple and complex payment processing.

And with EMS, you can remain confident regarding payment security knowing you're working with a Level 1 PCI Compliant Service Provider. This means we do everything possible to keep your data and information safe from fraud. Our products and services are up to the Payment Card Industry Data Security Standard.

Your members, customers, and clients want to feel confident about spending money at your establishment.

With EMS, you and your clients can be assured that your credit card information is secure, and your data is safe.

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EMS is here to help you grow your Fitness Center.

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Point of Sale Systems

Process all forms of payment, easily manage inventory, run essential reports in minutes, and more.

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Gift & Loyalty Cards

Attract new customers with a gift card and use your loyalty program to keep them coming back for more.

Modern Wireless Terminals

Accept all payment types, including EMV chip cards and contactless options such as Apple Pay and Google Pay.

How a Partnership with EMS Could Benefit a Gym like Yours

At EMS, we understand the importance of keeping customers happy.

To run a successful gym or personal training business, you need to keep your members satisfied, and having a safe and straightforward way to collect electronic payments and conduct transactions is just another part of that process.

Competitive Processing Rates

Gyms and personal trainers often sell fitness products in addition to training services, so flexible, custom payment processing rates are vital for smooth operations.

Whether you sell water bottles, t-shirts, memberships, or guest passes, our payment processing suite is here to support your wellness center in whatever it may need.

A Customer Service Team that Never Takes the Day Off

Our native English-speaking customer service representatives are available 24/7, 365 days a year. We never take a day off, and we have 11 different locations so you can find a customer service representative in your area for recurring support.

If you hit a snag while processing payments, a friendly, experienced representative will be here for you any time of day or night.

Great Features

EMS' Virtual Terminal offers gyms email invoicing, recurring payments, and secure credit card storage options for auto-fill options.

This way, you can seamlessly and securely collect monthly payments from your members. Our virtual terminal even stores customer credit cards to reuse.

Credit Card Processing Products from Electronic Merchant Systems 

In addition to protecting data and processing payments and credit card transactions for more than 30 years, our products and services allow you to accept all major credit and debit cards, mobile payments, and electronic checks.

Plus, with customizable loyalty programs, gift cards, and payment processing solutions, you don't have to stress about inconveniencing your clients ever again!

EMS offers a wide range of personal trainer and gym payment processing and business management services, including:

  • EMS Mobile
  • Virtual Terminal
  • Payment Processing
  • Credit Card Processing
  • Gift and Loyalty Cards
  • Website Design

Combine these tops-of-the-line services with our competitive rates, high-quality products, and unbeatable customer service for unbeatable fitness merchant services.

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Why Fitness Centers Choose EMS for Payment Processing

Strengthen Your Finances from Warm Up to Cool Down

If you’re a gym owner or personal trainer looking for a payment processing solution that eliminates manual collections and handles payment processing for you, try payment processing with EMS today.

With our quick and easy setup process, you can begin accepting payments immediately.

If you already have a credit card reader, we'll check to see if our software is compatible and you may be able to use the card reader you have.

Our EMS promise backs all EMS products and services. If you don't love your experience with EMS, we'll do everything possible to make it right. Guaranteed.

Let us help your Gym and Fitness Center thrive with simple payment processing solutions and competitive rates. Fill out the form below to get started.


Find Out How Much You Could Save

Would you like to know exactly how much your fitness center could save with Electronic Merchant Systems? We’re anxious to find out, too! And we can do so with a free, no-obligation rate review.

All we’ll need from you is a copy of your most recent credit card processing statement and a few minor business details. Fill out the short form here to get started!

975+ Google Reviews | 4.7-Star Rating

Here’s What Our Customers Say:


“EMS has been a pleasure to work with. Always providing great customer service. Our representative is always available to assist and as a small business we appreciate that.”

AME Loyal Inc


“I have had great service from EMS. I recently had a hardware issue that they were excellent to deal with and immediately got my issue resolved.”

Brian P.


“Tech support has always been available and takes care of a problem in one call. Had the system for many years now and only called for help 4 to 5 times. Great system and support.”

Brita L.