Top Merchant Services

Utah Payment Processing & Merchant Service Solutions

Electronic Merchant Systems is Utah's top payment processor and offers great solutions for small business owners looking to cut their fees.

Need to start accepting credit cards? Or maybe you want to update your merchant services?

Either way, we have you covered.

Whether you need a mobile, traditional, or eCommerce solution we have substantial options that will simplify your process of getting paid faster!

By choosing Electronic Merchant Systems, you'll be able to reduce your processing fees while providing a better experience for both customers and employees.

For over 30 years, Electronic Merchant Systems has helped local Utah businesses just like yours realize their full potential.

That includes:

  • Streamlining the acceptance of all major credit and debit cards
  • Saving money on your credit card rates and fees
  • Receiving stellar 24/7/365 Customer Service
  • Adding email invoicing, contactless payment, or eCommerce

If those points above feel like powerful opportunities for growth, you’re our kind of business.

We’d love to help you grow and get to where you want to be.

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Choose The Best Payment Processing Company in Utah

Discover all of the Local Communities that EMS Serves Throughout Utah

  • Alpine
  • American Fork
  • Bluffdale
  • Bountiful
  • Brigham City
  • Cedar City
  • Cedar Hills
  • Centerville
  • Clearfield
  • Clinton
  • Cottonwood Heights
  • Draper
  • Eagle Mountain
  • Elk Ridge
  • Enoch
  • Ephraim
  • Farmington
  • Farr West
  • Fruit Heights
  • Grantsville
  • Harrisville
  • Heber
  • Herriman
  • Highland
  • Holladay
  • Hooper
  • Hurricane
  • Hyde Park
  • Hyrum
  • Ivins
  • Kanab
  • Kaysville
  • Kearns
  • La Verkin
  • Layton
  • Lehi
  • Lindon
  • Logan
  • Magna
  • Mapleton
  • Midvale
  • Midway
  • Millcreek
  • Moab
  • Morgan
  • Murray
  • Nephi
  • Nibley
  • North Logan
  • North Ogden
  • North Salt Lake
  • Ogden
  • Orem
  • Park City
  • Payson
  • Perry
  • Plain City
  • Pleasant Grove
  • Pleasant View
  • Price
  • Providence
  • Provo
  • Richfield
  • Riverdale
  • Riverton
  • Roosevelt
  • Roy
  • Salem
  • Salt Lake City
  • Sandy
  • Santa Clara
  • Santaquin
  • Saratoga Springs
  • Smithfield
  • Snyderville

Find Out How Much You Could Save Today

Would you like to know how much money Electronic Merchant Systems could save your Utah small business? We're eager to find out as well!

With a free, no-obligation rate review, we can do all that.

We'll just need a copy of your most recent credit card processing statement and a few minor business facts from you. To get started, simply fill out the short form below.

975+ Google Reviews | 4.7-Star Rating

Here’s What Our Customers Say:


“EMS has been a pleasure to work with. Always providing great customer service. Our representative is always available to assist and as a small business we appreciate that.”

AME Loyal Inc


“I have had great service from EMS. I recently had a hardware issue that they were excellent to deal with and immediately got my issue resolved.”

Brian P.


“Tech support has always been available and takes care of a problem in one call. Had the system for many years now and only called for help 4 to 5 times. Great system and support.”

Brita L.