Local Credit Card Processing & Merchant Services Cincinnati, OH

Searching for a credit card and payment processing company to service your Cincinnati area business?

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The Premier Credit Card Processing Company to Service Your Cincinnati Business

At Electronic Merchant Systems (EMS), we provide merchant services and products for our clients. Between payment processing systems, payment gateway integration, and credit card processing terminals, we have what you need.

Through offering our valued merchants and customers payment processing systems with the most advanced, easy-to-use technology and a variety of opportunities to help grow their businesses, it is our goal at EMS to lead the merchant services industry in the United States.

Our company was started in 1988, and since then, we have grown to become one of the top choices for merchant services. More than 30 years later, we are the largest privately owned and operated credit card processing company in North America. We have grown to the top of our industry because of our high-quality products, unparalleled 24/7 customer service experts, and industry-low processing fees.

Cincinnati businesses can choose from this variety of local credit card processing and electronic payment transaction options: Store value, EBT, electronic check services, and all major credit and debit cards.

No matter what kind of transactions your business is running, it is our top priority at EMS to ensure that every transaction is safe and secure. For the last decade at EMS, we have been certified in the Elite Status as a Level 1 PCI Service Provider. In addition, all of our payment processing terminals have been certified as secure by the PCI DSS. This top safety certification can allow you to have a peace of mind with every transaction you run.

These credit card processing solutions paired with the local presence that EMS has built in Cincinnati makes our merchant services company the smart, safe, and efficient choice for every small- and medium-sized business in Cincinnati. We decided to build corporate locations where our merchants are located so that we can better understand the successes and challenges that local business owners face every day.

Don't hesitate to grow your Cincinnati, Ohio business with EMS. Give us a call and get started towards safer, more efficient payment processing transactions today!

About Electronic Merchant Systems

Streamline your business's credit card and online transactions with EMS's easy-to-use payment processing systems and services.

With over three decades of experience in the merchant services industry and many satisfied customers, EMS has grown to become the largest privately held merchant services business in the country, constantly expanding on our traditional services to continue to provide merchants with payment solutions that are relevant and up to date.

Find trouble-free merchant services in Cincinnati with EMS. Our local credit card and online payment processing services are designed to help you satisfy tech-savvy consumers without sacrificing reliability.
There isn't a need to hesitate if you aren't a tech-savvy business owner. Our machines are extremely easy-to-use, and we offer 24/7 customer service assistance for any trouble you run into.

From web services to develop or improve a responsive business site, to customer loyalty solutions to retain a large customer base for your company, Electronic Merchant Systems is a financial institution that offers innovative electronic payment solutions for a cutting-edge payment processing experience. Whatever services you desire, EMS can help you grow your business.

Open a merchant account today to experience customer service the EMS way – our team is ready to guide your company through the ever-changing Cincinnati merchant service industry with business development solutions.

Our Products and Services at a Glance

Web Services:

  • Responsive, mobile-friendly website design
  • Reliable hosting
  • E-Commerce Solutions
  • An expert, EMS in-house creative team

Mobile Payments:

  • Turn your smartphone into a Credit Card POS!
  • Accepts credit and debit cards
  • Android- and iOS-supported applications

Payment Processing:

  • Improved cash flow
  • All major credit and debit cards are accepted

Gift & Loyalty Cards:

  • Customizable card face production
  • Generate new customers
  • Retain existing customers

EMV & Apple Pay:

  • EMV-chip card certified
  • All major credit and debit cards accepted
  • Android pay compatible
  • Gift and loyalty cards accepted


  • Merchant funding from $5,000 to $250,000
  • EMS receives a small, fixed percentage of daily Visa/MasterCard/DiscoverCard sales
  • Funding is through Working Capital Advances


Swiya B. | ★★★★★

"I’m grateful for Electronic Merchant Systems Cincinnati. This company is definitely going to take my business to the next level. This office leads in professionalism and knowledge!!!"


Customer Support: All Day, Every Day

No matter how advanced the technology in our payment processing systems is, we promise not to change our traditional customer service approach.

For the past 30 years, our 24/7 customer service assistance has worked to handle any questions, overcome challenges, and educate our merchants on payment acceptance.

When you contact customer support, you can call confidently knowing that your questions will be answered, and problems will be fixed.

Join the Leader in Cincinnati Merchant Services

Electronic Merchant Systems understands the importance of talented, educated, and hardworking team members when it comes to driving results for our customers.

Therefore, our recruiting efforts are year-round – we are constantly on the lookout for top talent in the Cincinnati area!

If you are looking to join one of the top merchant industry teams, check out the open EMS Career Opportunitiesso you can begin your path to a rewarding career with Electronic Merchant Systems.

Partner with EMS Today

When you choose to partner with EMS, you will get access to all of our unique, top-of-the-line secured payment processing devices, services, and industry-leading payment processing fees.

Start a partnership with a top credit card processing company in America and grow your business to great new lengths.

Request a Quote

Call or Visit EMS Today!
Our Cincinnati Location:

Request A Quote From EMS!

Ready to take your business to the next level? Our expert merchant services team in team in Cincinnati is ready to help your business with opening a merchant account and effective, advanced technology payment processing systems.

Fill out the form below to receive an integrated payment processing quote! *One of our sales representatives will reach out to you within 24 hours.*

Prefer chatting on the phone? Give us a call at 513-547-2272.

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