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Best Credit Card Processor for Small Business

Are you looking for the best credit card processor for your small business?

Electronic Merchant Systems has the lowest fees on credit card transactions and the newest technology in payment processing terminals.

When you choose EMS for your credit card payment processing needs, you will gain more than a premium point-of-sale system.

Keep reading to learn more about EMS, the best credit card processor in the industry. 

Best Payment Processing System

Best Way to Accept Credit Cards for Small Businesses

At EMS we never charge a monthly fee for using our credit card and payment processing services. We don't believe in unnecessary fees and want the most amount of money to stay in your pocket so you are able to invest it back into your business.

We are dedicated to helping you succeed and will assist you in any way we can.

Are you ready to get started with EMS today?

Click on the button below now, or keep reading about our credit card processing advantages for more information! 

Learn More | Electronic Merchant Systems

Best Credit Card Processor

Lowest Credit Card Processing Fees

Electronic Merchant Systems offers the lowest per-swipe fee on credit card transactions. 

At industry lowest rates, you won't find another industry leading credit card processor with a better transaction fee.

Don't believe us? Check out the competition's rates below!

  • Square 2.75
  • PayPal 2.7
  • Stripe 2.9% +.30¢

EMS doesn't just pride itself on offering the lowest fees to our customers though, we have the quality equipment and dedicated customer service representatives to make EMS the best choice all around.

Continue reading below to learn about the perks that come along with our unparalleled customer service team.

Best Customer Service in the Credit Card Processing Industry

When you choose EMS you will see and experience our dedication to customer service and satisfaction with our 24 hours a day, 7 days a week, 365 days a year promise (24/7/365).

Our expert customer service representatives and account executives will be available to you for any concerns or questions you may have. 

In addition to our quality of service being unparalleled, EMS customers will also get extra benefits that other credit card processing companies don't offer their merchants.

When you chose a credit card payment processing company, it is essential to know and understand the features that will be available to you and your business. 

EMS offers the best in customer service as well as convenient POS system features to make your job easier.

For example, the ease to quickly export your earnings and daily reports into an excel document for review and analysis. 

This detailed reporting is offered on all of our MaxxPay® POS Systems.

All of our credit card processing machines are designed to make your job and life easier, keep reading to learn about our specific credit card payment processing terminals. 

Small Business Credit Card Processing
Credit Card Transaction Terminals

Types of Credit Card Processing Terminals

EMS MaxxPay™ Mini, Pro, and Premier point-of-sale systems offer retailers and other small businesses industry-leading payment processing terminals without the huge price tag.

Our POS terminals and mobile credit card processors can adapt to the changes that your business requires. EMS is sure you will find that one of our products can work best for you and your business. 

The three main credit card payment processing terminals our merchants utilize for their business needs include; 

MaxxPay™ Mini

Miniature in size, this terminal could be the perfect all-in-one payment processing solution for your business.

Check out some of the specs:

  • Handheld
  • 5-inch touch screen
  • Electronic Signature Capture
  • 4G and WiFi capabilities
  • Lightning Speed Thermal Printer
  • Easy-to-Use Interface System 
  • Cloud-Based Storage for Past Transactions
  • Small Footprint with High Functionality

If the MaxxPay™ Mini doesn't sound like the perfect choice for your business, you might like the uncompromising quality and functionality offered with theMaxxPay™ Pro or Premier point-of-sale systems.

One of these options could be the last POS system you will ever need to buy!

MaxxPay™ Pro

  • Standalone POS System with a 4-Bill, 5-Coin Cash Drawer
  • 8-inch Touch Screen
  • Android-Based Operating System
  • 4-inch Customer-Facing Color Touch Screen
  • Ethernet Connection
  • Integrated Magnetic Strip, Smart Card, and NFC Reader
  • Integrated 3-inch High-Speed Printer (up to 150mm/sec)
  • Integrated Barcode/QR Code Reader
  • Personalize Receipts to Include the Business Logo and Custom Messages

MaxxPay™ Premier

  • Integrated 5-Bill, 6-Coin Cash Drawer 
  • 15.6-inch LED Touch Screen that Flips for Customer Signatures
  • PAX-SP30 Magnetic strip, Smart Card, and NFC Reader
  • Android-Based Operating System
  • Integrated Barcode Reader
  • Ethernet Connection
  • Integrated 3-inch High-Speed Printer (up to 250mm/sec)
  • State-of-the-Art Hardware
  • Ability to Export Data to Excel Document
  • 360º View of Business:
    • Inventory Management
    • Sales Reports
    • Customer Reports
    • Employee Clock-In
    • Hour Checker

The MaxxPay™ Pro and Premier both offer these optional add-on services too-

  • Handheld Order Entry Tablets: If you own or manage a restaurant, these efficient, electronic tablets allow you to take orders electronically at the table.
  • Pay at the Table Mobile Devices: These mobile devices allow servers to quickly and easily cash out guests while still at the table. They are even equipped to print a receipt upon the completion of the sale.
  • Altus Gift Card Program: This feature is for customer loyalty programs and gift cards, and can be fully integrated into the POS system.


If you own a small or medium-sized business and are interested in learning more about credit card payment processing and merchant services for your business, Electronic Merchant Systems can help.

EMS offers an entire innovative suite of credit card processing services and mobile payment gateways to its customers with the lowest fees in the industry. In addition, our reliable customer service team is also available to merchants 24/7 and is entirely based in the United States.

Keep your transactions secure and your customers protected by trusting the best credit card processor for small business. Call Electronic Merchant Systems today 800-615-1330 or click on the button below for a quote.

Learn More | Electronic Merchant Systems

What Our Loyal Customers Are Saying

“I have been a customer of EMS for over 15 years and the reason for this long term business relationship is mainly the excellent customer service. Whenever a problem occurred, the issues were resolved in a timely manner and always to my 100% satisfaction.”

Get In Touch with EMS

If you think that one of the EMS MaxxPay POS systems will be a great fit for your business, reach out to us today for a consultation! One of our representatives will reach out to you within 24 hours.