Automotive Repair Credit Card Processing

Automotive Repair Merchant Services


Electronic Merchant Systems (EMS) is a leading provider of auto repair merchant services and payment processing solutions. Since 1988, EMS has been helping business owners like you realize their full potential and grow their financial well-being. We’re headquartered in beautiful Cleveland, Ohio, with offices and agents coast to coast serving tens of thousands of businesses across the country

We’ve been operating in the payments industry for more than 30 years, so we have seen many other companies overcharge for credit card processing. We want to see our merchants grow profits as fast as possible, which is why we commit to offering the lowest rates we can. Find out if you are overpaying for your automotive repair payment processing services with a free rate analysis from our team today! 

We have also provided numerous resources to help you learn how to read your merchant statement and why it is important for your business!

We also know what your customers expect from a payment experience. Many of them rarely carry cash or their checkbooks, opting instead to pay with a credit or debit card. Therefore, it is imperative that your automotive repair business is equipped to accept credit and debit cards swiftly and securely.

There are endless combinations and options for accepting payments. Choosing the right one for your business can seem overwhelming, but with EMS, it’s a breeze. Our dedicated professionals will take the time to truly understand your business and offer the solution best suited to your needs. We offer a full suite of solutions to serve any automotive business type, from retail to repair shop.

Empower Your Automotive Business with Contactless Payment Solutions

EMSmobile is a high-quality, secure credit card processing solution that allows you to accept payments anywhere, empowering your automotive repair team to broaden your reach while getting paid faster. Whether you’re on the lot, in the shop, or running the store, you will be equipped to accept customer card payments on the spot.

Simply download the software and connect the card reader to your existing mobile phone or tablet and start accepting payments. EMSmobile is compatible with iOS and Android devices and offers card readers that connect to your device via Bluetooth or through the audio jack.

With EMSmobile, you can:

  • Dip, tap, or swipe credit cards
  • Create itemized or simple transactions
  • Accept tips
  • Allow multiple users at the same time
  • And more!

Automotive Business Merchant Services


Automotive Business Payment Processing


Streamline Your Automotive Business Operations with a Virtual Terminal

EMSmobile can also help you serve your customers from afar. Our simple, secure solution is powered by an intuitive online back office, or Virtual Terminal, that allows your automotive repair customers to make payments online. It is equipped with advanced features including:

  • Cloud-based, real-time transaction processing
  • Full PCI-compliance for payment security
  • Unlimited users and permission-based employee access

Custom Email Invoicing

Does your customer need to talk things over with their family or spouse? No problem. Send a convenient invoice via email! Email invoicing allows you to increase your business agility by sending personalized invoices for quick and secure online payments. Plus, you can see which invoices have been viewed and paid, or even resend receipts via the Merchant Console.


Merchant Console

Manage the most important aspects of your business online through our intuitive Merchant Console. This cloud-based program serves as the hub for your business and can be accessed on any web-enabled device. Through the Console, you can:

  • Review the status of email invoices
  • View all transactions and manage inventory
  • Access intuitive reports
  • Analyze sales trends
  • Identify your best customers


Secure Card Storage

Securely store customer card information for later use with our Secure Vault. Simply create a profile for your customer and they’re set for future sales or billing. No more requesting credit card information for every sale! Plus, our account updater technology has the power to update customer card information, even without a request. 

Recurring Billing

If your customer is making monthly payments on their vehicle, you can create a recurring billing plan for them that automatically processes their automotive repair payments. All you need to do is set the schedule and let the technology handle the rest.

We’re Here When You Need Us

Our live customer support team is here to support you by phone and email, 24/7/365. Yes, you read that right! Whether you have a question at 3pm or 3am, our dedicated professionals will be here to answer your call.

So, what are you waiting for? Contact us today and let’s talk about how EMS can support your automotive business. We’re happy to start by providing you with a completely free, no-obligation review of your current processing rates.


Virtual Payment Gateways