The Optima Credit Card Processing Program

Electronic Merchant Systems, has teamed up with Optima to give you the small business advantage you need!


At Optima Benefits & Payroll, we believe you deserve options.


You deserve an independent insurance agent who has the client’s best interest in mind; one that recognizes that when it comes to the decisions that shape your future, you deserve to select the right paths based on the fullest range of programs and products available.


Optima Benefits & Payroll will go the extra mile for you by researching all of the available products and plan options to make solid recommendations based on your objectives.


This is how we define success. Failing to do our best for you, our valued clients, is not an option!


We offer you a Merchant Support Team who works to understand your business and determine your payment processing needs.

Electronic Merchant Systems offers a wide array of payment solutions…

Since partnering with Electronic Merchant Systems, Optima Benefits and Payroll is now able to provide their customers with the lowest credit card payment processing rates in the industry.


Since 1988, EMS has provided businesses with an innovative suite of financial and merchant service solutions.


  • Visa, Mastercard, American Express, Discover, Diners, JCB
  • Debit / ATM and Check Guarantee / Conversion
  • Retail Point of Sale Equipment
  • eCommerce Solutions
  • Gift Card & Loyalty Programs
  • Wireless Credit Card & Check Processing

The correct solution is crucial to your bottom line. Allow a local member of our Merchant Support Team to help guide you through the options and deliver the optimal payment processing solution.

Why Electronic Merchant Systems?Just provide us with some basic information to get started.

  • Preferred Member pricing for Optima dealers
  • 24/7/365 Merchant Help Desk
  • A Local Representative
  • Payment Technology Experts
  • Servicing Merchants since 1987

Optima Benefits and Payroll

Contact us today for ano obligation payment processing analysis

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Learn more about Electronic Merchant Systems