Citizen National BankMERCHANT SERVICES

Start Accepting Credit Cards Today and Take Your Business to the Next Level.

Citizens National Bank

Citizens National Bank has been providing the residents of West Central Ohio excellent Merchant Services since 1920. As the leading edge of banking technology in Western Ohio, offers checking, savings, and loans for personal and commercial accounts.

EMS Partnership

EMS, who has teamed up with Citizens National Bank, is an innovative and leader in the Merchant Systems industry. Since 1988, Electronic Merchant Systems has been perfecting their services so that now they can offer the lowest credit payment processing rates in the country.
Together, Citizens National Bank and EMS provide small and medium sized businesses mobile banking, business credit cards, checking comparison, payroll services, and much more!

Click the link below to learn more about partnering with EMS today!

Partner with ems

Electronic Merchant System

About EMS

Headquartered in Cleveland, Ohio, EMS currently operates in over 100 U.S. cities providing trouble-free deployment of custom solutions that will increase your profitability. Our solutions are tailored to businesses in all stages of growth, giving you an important advantage in a rapidly changing marketplace.

Quality Service

To ensure maximum return on your investment, EMS will educate you on the best techniques and methods to accept non-cash forms of payment. To protect your bottom line, we also provide suspicious transaction assistance and charge-back assistance at no cost.