Start Accepting Credit Cards Today and Take Your Business to the Next Level.

CARO Smart Financial Solutions

When it comes to financial guidance, there is no better organization than Caro Smart Financial Solutions. Caro prides itself on offering real solutions for real people. Learn the importance of your finances and take complete control of your financial future.

Since opening in 1967, Caro has provided their members and owners the tools to conquer auto loans, home loans, business loans, and even their own checking accounts.

Partnership that Works 

By teaming up with EMS, Caro has joined the leader in payment processing and merchant services. Why is EMS a leader?

EMS can boast that they offer the lowest credit payment processing rates in the United States of America. With that on their side, Caro is in fantastic shape to continue helping their members create positive financial futures.

If you need a company that has been around for  over 30 years providing innovative services then EMS is the company for you.

Click below to learn more about our partnership.

Partner with ems

Electronic Merchant System

About EMS

Headquartered in Cleveland, Ohio, EMS currently operates in over 100 U.S. cities providing trouble-free deployment of custom solutions that will increase your profitability. Our solutions are tailored to businesses in all stages of growth, giving you an important advantage in a rapidly changing marketplace.

Quality Service

To ensure maximum return on your investment, EMS will educate you on the best techniques and methods to accept non-cash forms of payment. To protect your bottom line, we also provide suspicious transaction assistance and charge-back assistance at no cost.