"Electronic Merchant Systems has dramatically increased the revenue, service levels and professionalism over our previous provider. Combining this with EMS' proven ability to cross-refer "core" banking opportunities has created a strong partnership. The face-to-face attention provided to our banking customers has made all the difference in building a successful relationship with our joint customers."

John R. Clemmer
Senior Vice President/Retail Banking
Flagstar Bank

"Partnering with EMS has generated non-dues revenue for our association. Their value-added service has increased retention of our current membership base, along with attraction of new members to this organization. Follow up and follow through are two of the biggest qualities that EMS has displayed and this is what separates them from all the others. Their service is absolutely second to none!"

James R. Mitchell
Executive Director
Ohio Independent Auto Dealers Association (OIADA)

"It's great to have a partner that provides elements that NECU does not have alone. We now provide one-stop shopping for our members by having the resources to round out our services and meet member needs that they can't meet on their own. This partnership is helping each of us to grow."

Ramona Dow
Vice President/Marketing and Strategic Initiative
North East Credit Union (NECU)

"Marquette Savings Bank had no Merchant Service Program prior to partnering with Electronic Merchant Systems. This is our first look into Merchant Services and we are thrilled with the results from this innovative partnership. Our new accumulation of non-interest revenue, along with EMS' service piece has been phenomenal."

David L. Carll
Vice President
Marquette Savings Bank